Affordable Life Insurance Protection for Your Family
What is Level Term Life Insurance?
Level term insurance is temporary life insurance that provides coverage for a specific number of years, usually 5, 10, 15, 20 or 30 years.
Level life insurance offers you rates and coverage that are guaranteed to remain the same for the entire term (length) of your life insurance policy.
If you buy a 20-year level term policy with $250,000 of life insurance, and an annual premium of $300, you pay the same premium each year for 20 years.
If you pass away during that 20-year period, your family (beneficiary you choose) receives the $250,000 death benefit tax-free.
Level term insurance is affordable for almost any budget. It has the flexibility to meet your specific needs and offers the most affordable life insurance protection for up to 30 years.
You can choose a coverage term ranging from 1 to 30 years. You may qualify for term life insurance without having to take any medical examination.
Would your family be taken care of if you died?
A quality term life insurance policy will provide financial security to meet their needs. Term life insurance is the most affordable way to protect your family’s future.
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.