How to Buy a Life Insurance without an Agent
Are You Looking to Buy Life Insurance without an Agent?
If so, you’ve come to the right place. Actually, purchasing your life insurance direct online without going through an agent is easier than you might expect.
In fact, there’s three highly-rated insurance carriers offering easy, affordable coverage you can apply for direct online – Safe and Secure.
Benefits of Life Insurance with No Agent
Comparisons of Insurance Carriers Offering
Life Insurance without an Agent
Top Pick – Haven Life
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance
Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.
Highly Recommended – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now.
Buying Life Insurance Direct without an Agent
Buying your life insurance direct from an insurer, either online or over the phone can be a fast and easy way to get insured.
Nowadays, most life insurance companies allow you to get a free quote and purchase your insurance policy online.
It saves you time and it saves the insurance carrier money.
The online quoting process is often much faster than purchasing insurance through an agent, so if timing is a factor for you, going direct may be the best option.
Since insurance companies are saving money by not having to pay a fee to the insurance agent, they can pass those savings back to you. Which means you pay a lower monthly premium.
Direct Assistance from Insurer
The insurance company can also assist you in understanding the policy benefits, finding the right coverage, filling out the application, understanding policy options and provide continuing support and assistance on your life insurance policy.