Affordable Life Insurance Protection for Your Family

Buy Life Insurance without Agent

How to Buy a Life Insurance without an Agent

Are You Looking to Buy Life Insurance without an Agent?

Buy Life Insurance without an Agent

If so, you’ve come to the right place.

Actually, purchasing your life insurance direct online without going through an agent is easier than you might expect.

In fact, there’s three highly-rated insurance carriers offering easy, affordable coverage you can apply for direct online – Safe and Secure.


Benefits of Life Insurance with No Agent

  • No need to meet with an agent
  • No need to sit through a high-pressure sales pitch
  • Quicker and Easier Process to purchase a policy
  • No Risk – Money-back guarantee from 30 to 60 days (usually) depending on the insurer and state requirements.


Comparisons of Insurance Carriers Offering 

Life Insurance without an Agent

Top Pick – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join over 4.4 Million Policyholders.
  • No Phone Required. No Credit Required.
  • Coverage in force is over $91 billion.
  • A.M. Best rating is an A (Excellent) as of 7/21.

Highly Recommended – JRC Insurance Group

JRC Insurance offers up to $500,000 of life insurance with no medical exam required through Sagicor Life which is rated "A-" Excellent by AM Best for financial strength.

Sagicor Life Insurance Company was established in 1840 and offers convenient coverage you can get in just 48 hours or less. And, Sagicor Life offers some of the best rates on life insurance policies without any health exams required.

With Sagicor you can get approval for your insurance policy in as little as 10 minutes up to 2 days. Sagicor offers no exam life insurance for diabetics, too.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several different carriers through JRC Insurance Group.


Highly Recommended – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. 


Buying Life Insurance Direct without an Agent

Buying your life insurance direct from an insurer, either online or over the phone can be a fast and easy way to get insured.

Nowadays, most life insurance companies allow you to get a free quote and purchase your insurance policy online.

It saves you time and it saves the insurance carrier money.


Save Time 

The online quoting process is often much faster than purchasing insurance through an agent, so if timing is a factor for you, going direct may be the best option. 


Save Money

Since insurance companies are saving money by not having to pay a fee to the insurance agent, they can pass those savings back to you. Which means you pay a lower monthly premium.


Direct Assistance from Insurer

The insurance company can also assist you in understanding the policy benefits, finding the right coverage, filling out the application, understanding policy options and provide continuing support and assistance on your life insurance policy.

Buy Life Insurance without Agent

Disclosure: Compensated Affiliate