Compare Term Life Insurance Quotes and Save up to 73%

Help protect your loved ones with an affordable term life insurance policy.

Term life insurance offers you the most life insurance at the lowest price. You can choose life insurance coverage for a duration of 10, 15, 20 or 30 years to meet your family's needs.

We can help you instantly find the lowest life insurance rates from 40 of the best life insurance companies in America including Prudential, Met Life, Transamerica, Mass Mutual and Northwestern Mutual.

Compare Life Insurance Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.


Highly Recommended – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.


Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance 

  • Coverage for Adults or Children
  • No Medical Exam. Just a Few Yes/No Health Questions.
  • Free Information. No Phone Required. No Waiting.

Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.


What are Term Life Insurance Quotes?


If you’re shopping for life insurance coverage you may have heard about "term life insurance quote".

But, what is a "quote" for term insurance? 

It’s an estimate of your cost for term insurance. However, it’s only an estimate based on the specific information you provided on the quote request form when requesting your price quote.

Usually, the request form for a quote asks a few basic questions which may include your gender, age, tobacco use, height and weight, amount of coverage, term length which is duration of coverage, and your name, state of residence, email address, zip code and phone number.

Once you answer the questions on the quote form, you will receive a price comparison of the most competitive term life insurance products for the type of term insurance that you select.

Term life coverage is available for a duration (term) of up to 30 years.

 

List of Common Questions Asked for Life Insurance Quotes:


Term Length: 10, 15, 20, 25 or 30 years of life insurance

Amount of Coverage: Use a needs calculator

Birth Date: Coverage may be available for people ages 14 days to 85 years of age

Tobacco Use: Have you used any form of tobacco or other nicotine products in any form in the last 1 to 5 years and how often?

Health Category:  Average, Good, Very Good or Excellent

  • Preferred Plus – Exceptional
  • Preferred – Excellent
  • Regular Plus – Above Average
  • Regular – Average

 

Life Insurance Company Rating:  The financial strength rating issued by independent rating agencies that review and analyze the financial statements of insurance companies an issue an independent rating for life insurance carriers.

 

Example of Financial Strength Ratings:

 

  • A++ – Superior
  • A+ – Superior
  • A – Excellent.
  • A– – Excellent
  • B++ – Very Good
  • B+ – Very Good
  • B – Adequate
  • B– – Adequate
  • C++ – Fair
  • C+ – Fair
  • C – Marginal
  • C– – Marginal
  • D – Very Vulnerable
  • E – Under State Supervision
  • F – In Liquidation


The information you provide is anonymous, once you’ve viewed your quotes, you’ll be able to save your quote or submit an online application for life insurance.

The price quotes offered are not a contract, binder or agreement to extend life insurance coverage.

The premium for your life quotes are based on a number of factors including the chosen health category, the amount of insurance, height and weight, and your tobacco use.

 

Benefits of Comparing Life Insurance Quotes

 

  • Free Quotes – It costs you nothing to compare the best prices for life insurance.
  • Save Money – Save up to 50% or more on your policy.
  • Quick and Easy – Quotes in less than 1 minute direct to your computer screen, tablet or phone.
  • Convenient – Compare quotes 24 hours a day, 7 days a week, from your home or office.
  • No Hassles – No need to take a medical exam or meet with an agent.
  • No Obligation – No obligation to buy a policy.

 

Keep in mind, the longer your "term" or "duration" for coverage, the higher your annual cost of insurance, because your probability of passing away during the longer term of coverage increases.

Whereas, your odds are better outliving the duration of a short term for life insurance, which means your annual cost for life insurance will be lower.

Term insurance offers pricing that is much lower than many people expect.

Some studies indicate that people under age 35 estimate the cost of their life insurance to be 2-3 times higher than the actual cost of coverage.

 

Term Life Insurance Quotes

 

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote



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