Do you want to buy a short term life insurance policy?
If so, it may be easier than you thought. Actually, if you qualify, you may be able to start your term life insurance policy today. And, there’s even life insurance available with no medical exam required.
What is short-term life insurance?
It’s temporary life insurance coverage that lasts for a specific period of time. The "term" is how long coverage lasts, for instance, a 10 year term life policy lasts for 10 years. If you die during the 10 year term your policy pays out a death benefit to your family (beneficiary you choose). If you outlive the term, your life insurance coverage ends.
How can I compare short term life insurance quotes?
You can visit WholesaleInsurance to compare the lowest rates from 40 of the leading life insurance companies. You just fill out the quote request form and instantly receive the lowest prices for term life insurance.
How long do short term life insurance policies last?
Term life insurance policies offer coverage for a period of 1 to 30 years. 1 Year term life plans are called annual renewable, and the rates increase each year.
Level term life insurance offers coverage for 5, 10, 15, 20, 25 or 30 years. The premiums are the same each year, and the amount of life insurance stays level throughout the term of your policy.
Can I buy short term life insurance no medical exam?
Yes, there are life insurance plans that offer short term coverage without any medical exam needed. Some plans offer up to $1,000,000 with no exams, for people ages 65 and under. You can get a free life insurance no exam quote and apply online in minutes.
What are the best short-term life insurance companies?
There are many life insurance carriers that offer competitive rates on short term insurance. For instance, Banner Life offers low rates for young people, while West Coast Life and Transamerica may be more competitive for people over age 30. Here is a list of the best life insurance companies and their financial ratings.
Term Life Insurance Quotes
Top Pick – Wholesale Insurance
Wholesale Insurance lets you shop, compare and save on life insurance. For more than 30 years, Wholesale Insurance has helped more than 500,000 American families protect their futures. Compare the best life insurance rates from 40 top carriers with just one click. Save up to 73%. Request your free quotes for term life insurance.
Highly Recommended – Haven Life
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance
Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.