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Term Insurance with No Medical

Do you want term insurance with no medical exam required?

If so, you may be able to qualify for term insurance online without taking any physical exam, blood test, or urine tests.

How? Today many consumers like you are choosing to purchase term life insurance, but they don’t want to take a medical exam.

Whether you’re too busy for a physical exam, you hate needles or blood tests, or you just want to start their life insurance as soon as possible – Now you can.

Life insurance companies have heard your concerns, and some life insurers are now offering no exam life insurance you can purchase online.

In fact, you can buy up to $500,000 of term insurance with no medical, just a few health questions to answers, if you qualify

Request your free life insurance quote now


What is term insurance with no medical exam?

Just what it sounds like – It’s life insurance for a specific number of years from 10, 15, 20, or 30 years, without any physical exam required to qualify.


What are the advantages?

Term life without a medical exam offers you quick and easy life insurance protection for your family, without the delays, doctor visit, or sales pressure of traditional life insurance. And, you can apply completely online, there’s no need to meet with an insurance agent.


What are the disadvantages?

Term life insurance with no medical exams required may charge you a higher premium that life insurance that requires a physical exam.

And, the amount of life insurance you can buy without taking an exam may be limited to $500,000.


Term Insurance with No Medical - Quotes


Top Pick - American Life Policy

AM Best Rating: A+ "Superior" (2nd Highest Rating of 16)
Coverage Amount: $25,000-$500,000

Just answer a few health questions to get your instant quote. If you like your quote you can apply online and get approved within minutes. You can pay your first month’s premium online using your credit card and start your coverage today. There is a 30 day money-back guarantee. This is a quick and easy way to get life insurance coverage for you and your spouse. They offer the highest amount of coverage with no medical exams, just a few health questions. Get A Free Quote Now!


Highly Recommended - RBC Express Term

AM Best Rating: A "Excellent"
Coverage Amount: $25,000-$250,000

RBC Express Term is issued through Liberty Life Insurance Company a Sister-company of RBC Insurance. Liberty Life was founded in 1905 and is rated "A" Excellent by AM Best for financial strength. You can apply online and get approved within 15 minutes for up to $250,000 term life insurance with no exam. Start your life insurance policy today. Get an Instant Quote now.


Highly Recommended - Globe Life Insurance

AM Best Rating: "A+" Superior
Coverage Amount: Up to $30,000
Age 78 and under may qualify

Globe Life and Accident Insurance Company was established in 1951 and has more than 2.5 million policyholders. If you are age 78 or under, you may apply online for up to $30,000 of simplified life insurance with no medical exam. You can purchase coverage for you and your spouse online within minutes. $1* starts your term life coverage! Buy it online here!


Term life insurance without any medical exams offers you the chance to buy life insurance today. You get peace of mind knowing your loved ones are protected, and your family gets the life insurance they deserve.


Buy Term Insurance with No Medical



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