Term Life Insurance Rates US

Learn How To Compare US Term Life
Insurance Rates Online

How can I get the best rates for term life insurance in the U.S.?

Whether you need a 10, 15, 20 or 30 year term life insurance quote you can find the most competitive rates by comparing prices on the internet.


Where can I shop for term life insurance rates?

Term life insurance immediate quotes in the U.S. are quick and easy to find. Term life insurance rates US are starting to increase after declining for almost a decade. That’s one big reason why now is the time to lock-in a low rate for your term life policy.

WholesaleInsurance provides you with instant access to a network of 40 top-rated life insurers including MetLife, Banner Life, Prudential, Transamerica, FidelityLife and American General to give you the most competitive quotes from top-rated life insurers.

Get a Free Quote for Life Insurance


What factors affect my rate for term life insurance?

Life insurance companies consider several factors when determining the rate you will be charged for life insurance.

Among the key underwriting factors for life insurance rates are your health, family health history, age, gender, driving record, height-to-weight ratio, occupation, hobbies, and whether you smoke or not, as well as, the type and amount of life insurance.

For instance, smokers pay 2-3 times more for the same life insurance as do non-smokers. By quitting smoking (if you smoke) you may save hundreds of dollars per year on the cost of your life insurance.


How can I save on my term life insurance rate?

  • Find a financially sound life insurance carrier. Shop around to compare rates from several insurers to find the most competitive price.
  • Take good care of yourself. Your health is a factor in determining your life insurance rates. Eating right and regular exercise may improve your health and lower your rate for term life coverage.


Term Life Insurance Rate Quotes


Top Pick – Wholesale Insurance
Compare the best life insurance quotes from 40 of the leading life insurance companies in less than 2 minutes. Save up to 73%. Request your free quotes for term life insurance.


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