Today it’s quick and easy for you to shop and compare non smoker life insurance rates online in minutes from leading insurers.
Life insurance rates for someone who doesn't smoke can be up to three times cheaper than rates for smokers. To be classified as a non-smoker, most life insurance companies require you to be tobacco-free for at least one year.
Why do non-smokers pay less for life insurance?
Because, smoking is a factor that contributes to heart disease and other chronic illnesses that reduce your longevity. Smokers have a shorter life expectancy, that's why they pay more for life insurance.
Would your family be taken care of if you died? A quality life insurance policy will provide financial security to meet their needs. Term life insurance is the most affordable way to protect your family’s future.
Life insurance for non-smokers is affordable for almost any budget. Term life insurance has the flexibility to meet your specific needs. It offers low cost life insurance for 10, 15, 20 or 30 years.
It’s a great way to protect your family. You can choose a policy providing your family with protection for up to 30 years at very affordable rates.
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance for Adults or Children