Affordable Life Insurance Protection for Your Family

100 000 Term Life Insurance No Exam

Are You Looking To Buy $100,000 of Life Insurance Without Taking Any Health Examination?

If so, you’re in the right place. Today it’s quicker and easier than ever before to purchase up to $100,000 (or more) of life insurance coverage without having to take a physical examination.

Your premium for life insurance will depend on several risk factors, including your age, gender, tobacco use and your answers to a few health questions.

In fact, you can get an instant life insurance quote and apply online in minutes, and find out today if you qualify to buy your term life insurance policy. People age 65 and under may qualify to buy term life insurance online without any exam.

What is Term Life Insurance?

It’s a form of temporary life insurance for a specific number of years. Most insurers offer term life plans for a period of 5, 10, 15, 20 or 30 years.

When applying for your no exam term life insurance make sure you understand how many years your rate is guaranteed to remain the same, and how long your coverage is guaranteed to last. 

Term life insurance provides protection for 10, 15, 20 or 30 years. 

Also, the financial rating of the insurance company is important.

Why? Because, it is an indication of the insurance carrier’s ability to pay their claims and meet their financial obligations. 

It only takes a couple of minutes to receive your free life insurance quotes online. 

They ask you some basic questions to give you your life insurance price quotes. There’s no obligation to buy.

If you’re married you can buy a life insurance policy for you and your spouse.


$100,000 Life Insurance No Exam

Haven Life offers adults simplified term life insurance coverage. 

Haven Life offers people age 65 or under up to $2,000,000 of life insurance with no medical exam, just some health questions asked. 

Many individuals and couples choose to buy Haven Life because it’s fast, easy and affordable.

You can get an instant quote and apply online for your life insurance policy in about 15 minutes or less. 

A shortened, friendlier application: 

Fact: Term life insurance applications don't need to be long, tedious affairs. 

Haven Life now offers a path to purchase a policy that feels more like engaging in a friendly conversation than filling out a long and confusing insurance application. 

Many Haven Term applicants will only answer around 30 clear, conversational questions instead of 60 to 100 to apply for the same medically underwritten policy.

Optimization for all devices: 

Over the past two years, Haven Life has seen a dramatic increase in the number of customers who purchase life insurance from their smartphones. 

The new buying experience is optimized to be convenient and enjoyable across all the latest devices. 

The company considers it as anytime, anywhere life insurance – as long you have internet access.

Coverage is Available for:

  • 18-64 years old
  • U.S. citizen and resident
  • Not active military or in the process of enlisting

Haven Life may not be right for people with significant health concerns, such as diabetes or COPD. 

Do You Have Health Problems? 

If you have a pre-existing health condition, you may want to consider Guaranteed Issue Life Insurance with no health exam and no health questions asked.


Haven Life Review

  • Up to $2,000,000 in coverage
  • Available to adults aged 18-65
  • Comprehensive price comparison tool
  • Affordable and competitive rates
  • Immediate coverage decision
  • Entirely online and intuitive application process
  • Backed by an A++ A.M. Best rated insurer


Haven Life's sole focus is to provide reliable term life insurance policies without the hassle and delays of medical examinations or waiting periods

Those who qualify can apply for a life insurance policy entirely online and receive an answer in minutes.

Haven Life offers an innovative alternative to conventional life insurance and is backed and owned by MassMutual, which has received superior financial ratings by A.M. Best and other leading credit rating agencies. 

Overall, Haven Life delivers a convenient, flexible, and innovative product for anyone looking for a quicker and easier way to protect themselves and their loved ones. 

Massachusetts Mutual Life Insurance Company, which underwrites all Haven Life term policies, boasts an excellent issuer credit rating and is deemed to have a strong capacity to meet its financial commitment and repay short-term debt.  

MassMutual currently holds an A.M. Best rating of A++ (superior), an S&P rating of AA+ (strong), and Moody's rating of Aa2 (high quality and very low risk).


Life Insurance No Exam 


Top Pick – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best


Haven Life uses the information provided in your application to make an instant decision on your application. 

Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval. 

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.


Highly Recommended – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join over 4.4 Million Policyholders.
  • No Phone Required. No Credit Required.
  • Coverage in force is over $91 billion.
  • A.M. Best rating is an A (Excellent) as of 7/21.


No Physical Examination Term Life Insurance

$100,000 Term Life Insurance No Exam

Disclosure: Compensated Affiliate