Affordable Life Insurance Protection for Your Family
Are You Looking for 500000 Life Insurance Coverage?
If so, you may be able to purchase up to $500,000 of life insurance over the internet from a highly-rated life insurance carrier offering affordable rates.
And, you may not have to take any health examination, depending on your age and current health.
We have partnered with JRC Insurance Group, an online life insurance broker with a network of 40 highly-rated life insurance companies to help you compare life insurance rates and plans for up to $1,000,000 or more of life insurance coverage.
How Much Does $500,000 Life Insurance Cost?
The price you pay for your $500,000 life insurance policy will depend on your age, health, and other risk factors, including your occupation, hobbies, lifestyle, if you smoke, and your height to weight ratio, as well as, your driving record.
The longer the term (duration) of your policy, the higher your rate. So, a 30 year term life insurance rate will be higher than 10 or 20 years of coverage.
Rates for term life insurance plans are affordable because it is temporary coverage, usually for a period of 30 years or less.
Term Life Insurance plans offer guaranteed level rates for a term of 10, 15, 20 or 30 years. Term life insurance is the most affordable type of life insurance coverage.
Do Health Issues Affect Rates for Life Insurance?
If you have a health issue, such as, high cholesterol or high blood pressure, but are taking medication that controls your health issues, you should be able to qualify for up to $500,000 of life insurance protection.
If you have a more serious health problem, such as diabetes, cancer treatment, or a recent heart attack, you may want to compare rates from several life insurance companies to find the plan that offers the most affordable coverage.
Can I Get $500,000 of Life Insurance with No Medical Exam?
Yes, you may qualify to purchase up to $1,000,000 of life insurance coverage online without having to take any physical examination, blood or urine tests. Request your free life insurance quote now.
Is $500,000 of Life Insurance Enough?
That depends on your own personal situation, your goals, and what you want your life insurance plan to accomplish.
The best way to find out how much life insurance you really need is to use a life insurance calculator. You just answer some questions about your financial situation and the calculator instantly gives you an accurate estimate of how much life insurance you need. Click here to use a life insurance needs calculator.
Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended – Haven Life
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.