Affordable Life Insurance Protection for Your Family

"The Insider's Guide to Buying Life Insurance with No Medical Exams"

Reviews of Plans Offering You Life Insurance
with No Medical Exams

Here’s a review of three leading life insurance carriers offering you term life insurance protection with no medical exam required.

More and more people are searching the internet each day looking for quick and easy life insurance without the hassles. Maybe you don’t like needles, or you just don’t have the time to take a physical exam – or maybe you just don’t like pushy insurance agents and their high-pressure sales tactics.

Whatever your reason – there are three options you have available right now. Each of the following companies in our review is safe and secure – they have at least an "A-" (Excellent) rating by A.M. Best for financial strength. That’s important because you want your life insurer to be around to pay your claim when your family needs it most.

Also, they each offer a "Free Look Period" – which means you can review your policy and return it for a full refund of all premiums paid (usually within 30 days) if you are not satisfied. So, there’s no risk to you. If you don’t like your policy you can return it within the free look period for your money back.

Review - Life Insurance No Exam Plans

Top Pick – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today.
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval. 

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam. 

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join over 4.4 Million Policyholders.
  • No Phone Required. No Credit Required.
  • Coverage in force is over $91 billion.
  • A.M. Best rating is an A (Excellent) as of 7/21.

Highly Recommended – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

Disclosure: Compensated Affiliate