Affordable Life Insurance Protection for Your Family

Best Life Insurance Companies in USA

Are You Looking for the Best Companies for Life Insurance?

If so, it’s good to understand which factors are important in determining the best life insurance companies. What actually makes a company the best for life insurance?

Basically, you want a safe, secure company the offers you low rates and life insurance protection that the company can pay if there is a claim.

Each year the Insurance Information Institute (III) issues a list of the leading life insurance carriers for the previous year to help consumers choose the right life insurance company from the hundreds of life insurers who do business in the U.S.A.

The list of the best life insurance carriers (shown below) includes their financial strength ratings issued by AM Best Company, an independent rating service. The financial ratings are an indication of the insurer's financial stability, security and ability to pay their claims.


10 Best Life Insurance Companies in USA


  1. Northwestern Mutual Life Insurance Co. – rated A++, Superior 
  2. New York Life Insurance Group – rated A++, Superior
  3. MetLife, Inc. – rated A+, Superior 
  4. Lincoln National Corp. – rated A+, Superior
  5. Prudential Financial, Inc. – rated A+, Superior
  6. Massachusetts Mutual Life Insurance Co. – rated A++, Superior
  7. John Hancock – rated A+, Superior 
  8. State Farm Mutual Automobile Insurance – rated A++, Superior
  9. AEGON – rated A+, Superior
  10. Aflac, Inc. – rated A++, Superior

Source – III.org – (Insurance Information Institute)


Factors to Consider When Comparing the

Best Companies for Life Insurance


  • The financial strength rating issued by AM Best. 
  • The rates charged for life insurance – Are they competitive?
  • The customer service provided – Is it 24/7 via phone and email?
  • Any complaints filed against insurers in your state – Check with the Department of insurance in your state.
  • The amount of invested capital and types of investments – Reviewed by AM Best when determining their financial rating for the insurance company.

  

Each year, the Insurance Information Institute (www.iii.org) issues a report identifying the Top Life Insurance Companies in the US. The report shows you the Top 10 life insurance groups by premium written for the prior year.

When researching the best life insurance companies, make sure you check their current financial strength rating from AM Best Company.

Since the financial markets and investments have changed the financial condition of some insurance companies, make sure to take time to review their financial status.

 

How Do You Compare Plans and Pricing for Life Insurance from the Best Companies?

You could choose to locate a licensed life insurance agent in your area.

Or, you may choose to request free, no obligation life insurance quotes online from top-rated insurance companies, with no obligation. Request your free life insurance quotes.

 

Benefits of Comparing Life Insurance Rates


  • Quick and Easy Rate Comparisons – Get instant quotes online. 
  • Save Money – By comparing life insurance quotes from several carriers you may save up to 50% or more because rates vary by company.
  • Convenience – Compare Quotes 24/7 from the convenience of your home of office.
  • No Sales Pressure – You don’t have to meet with an agent to compare quotes.
  • Customer Service – You can get your questions answered by email or phone.


When you request life insurance quotes online you receive the annual premium, insurance company name, type of policy, payment options, and the financial rating of the insurance carrier.

If you have questions about your life insurance quotes you may be able to get assistance online, over the phone, or by email.

You may even be able to compare quotes for term life insurance no exam required. 

 

Tips for Comparing Life Insurance Quotes


Before comparing quotes from the best companies for life insurance, make sure you know the following:

  • What type of life insurance do you need?
  • How much life insurance do you need?
  • How many years do you need life insurance?
  • How much can you afford to pay for life insurance?

 

Life Insurance Quotes

 

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

 

Best Life Insurance Companies in USA

Top 10 Best Life Insurance Companies

 


Disclosure: Compensated Affiliate