Affordable Life Insurance Protection for Your Family

Best Rated Life Insurance Companies

Are you looking for the Best Rated Life Insurance Companies in the U.S.A.?

Each year the Insurance Information Institute (III) provides a list of leading carriers to the public to help you choose the right life insurance company.

Many people feel more comfortable choosing a highly-rated life insurer that has been in business for many years. You may be familiar with some of the names on this list including Prudential, MetLife, New York Life and Northwestern Mutual.

After you review the list below, please request your free, instant life insurance quote comparisons so you can compare the lowest rates from the top life insurance companies.


List of The Top 10 Life Insurance Companies Including

Financial Strength Ratings by A.M. Best Company 

MetLife – rated A+, Superior

Prudential Financial – rated A+,  Superior

New York Life Insurance – rated A++, Superior

TIAA-CREF – rated A++ , Superior

Massachusetts Mutual Life Insurance – A++, Superior

Northwestern Mutual – rated A++, Superior

AFLAC – A+, Superior

Lincoln National - A+, Superior

Unum Group – A, Excellent

Genworth Financial – A, Excellent

(Source – Fortune and - Insurance Information Institute)


Life Insurance Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

Highly Recommended – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

  • Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

What is a Financial Strength Rating?

Each year the life insurance companies in America are reviewed by independent rating agencies to determine their financial strength. After review of financials the insurance carrier is issued a rating. The higher the rating, the better able the insurer is to meet their financial obligations and pay their claims.


What are Financial Rating Agencies?

Financial rating agencies are independent companies that specialize in analyzing financial statements of insurance companies, and determine the future financial stability of the insurers.

What are the Leading Rating Agencies?

Among the major rating agencies in America are A.M. Best Company, Moody’s, and Standard & Poor’s, among others.



  • – Provides a list of largest life insurance companies issuing the most individual life insurance policies from the previous year.
  • A.M. Best Company – Independent financial rating agency.
  • Moody’s – Independent rating agency. 

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Best Rated Life Insurance Companies

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