Affordable Life Insurance Protection for Your Family

Burial Insurance For Parents Over 80

Can You Get Burial Insurance For Parents Over 80? 

Actually yes you can buy burial coverage on your parents even if they are 80 years or older. There are many highly-rated insurance companies that offer burial coverage for seniors in their 80’s. 

In fact, it’s still possible to get  burial expenses coverage for people up to age 85.


Buying Burial Insurance on Your Parents


In order for someone to purchase life insurance on another person, you need Insurable Interest in the person you want to insure.

Insurable Interest means you either rely on that person for some means of financial support, or that you would suffer some financial cost or loss upon the death of the person you wish to insure.

Many adult children may want to insure their parents to cover the cost of their parents burial and funeral expenses. 

This may be the case of your parents have no life insurance, or no money saved to pay for their burial expenses.

Adult children do have an Insurable Interest in their parents, which means "Yes", you can buy burial insurance on your parents.


Burial Coverage for People over 80


Today, it’s quicker and easier than ever before for people over age 80 to get the life insurance protection they need to help pay for their burial and funeral expenses.

And, you can get insured without answering any questions about your health.

Discover how affordable burial expense life insurance can fit your personal needs and budget.

The process is easy, request a free quote to get started.

Get a Free Quote


Many people ages 45 to 85 choose guaranteed issue life insurance to help cover their final expenses.

It can help provide peace of mind for you and protect your family from the financial burden of having to pay for your funeral and burial costs upon your passing.

In fact, there is a guaranteed issue life insurance plan available for people ages 45 to 85 that allows you to purchase from $2,000 up to $25,000 of guaranteed life insurance protection.

It’s called Mutual of Omaha final expense insurance and it’s easy to get. With Mutual of Omaha you just request a free quote and you can apply for your life insurance policy today.  

If you are age 45 to 85 you cannot be turned down for coverage. And, there’s no health exam and no health questions asked. 

Even if you have a health condition or chronic health problem, you can get insured.

Mutual of Omaha Life is rated "A+" Superior by AM Best Company for financial strength, which means Mutual of Omaha is a financially secure life insurance company and considered Superior for its ability to meet its financial obligations and pay claims.

Your guaranteed issue life insurance plan comes with a 30-day money-back guarantee so you can get your money back if you are not satisfied with your life insurance policy.

It’s important to mention that guaranteed life insurance has a graded death benefit the first 2 years you are insured.

A graded death benefit means you have limited life insurance coverage for the first 2 years you are insured, then you have full coverage after the first two years.

That’s how the insurance company is able to accept everyone for life insurance, even if you have health issues.


Burial Expense Insurance Explained


Burial Expense Plans provide the security and protection you and your loved ones need, when they need it most. You can help protect your loved ones from the financial burden of paying for your final expenses.

Burial Life Insurance (also known as funeral or funeral insurance) is a type of life insurance policy providing $2,500-$25,000 of protection, a simple application form and hassle-free underwriting. 

Your burial policy death benefit is paid to your beneficiary of choice tax-free. You can choose the amount of coverage that is right for you.

Burial expenses insurance coverage can help you provide your loved ones with the money needed to help pay for your burial, funeral, headstone, memorial service, and any other final costs associated with your passing.

According to the 2021 funeral price survey by the National Funeral Directors Association, the average cost of an adult funeral and burial is $7,848.00. This is based on the most commonly selected items for a traditional funeral including a casket and vault. 


What is Guaranteed Issue Life Insurance?

It’s simple. It is a type of permanent life insurance that guarantees your approval for coverage. 

It just means you cannot be denied a policy if you meet the age requirements. And, your insurance lasts your entire lifetime.

There's no health exam required and you won't have to answer any questions about your health.


What are the Age Requirements?

It depends on the insurance company. Mutual of Omaha offers guaranteed approval for people ages 45 to 85


How Much Coverage Can I Buy?

With Mutual of Omaha you may choose from $2,000 up to $25,000 of life insurance.


How Much Does It Cost?

The cost of life insurance for someone over 80 will depend on your gender and the amount of insurance you need. However, rates for guaranteed life insurance start as low as $8.80 per month. Request your free life insurance quote.


What If I Change My Mind?

With Mutual of Omaha there’s a 30-day money-back guarantee. So, if you decide you are not satisfied with your policy you can return it to the insurance company within 30 days of your purchase and receive a full refund of all premiums paid. There is absolutely no risk to you.


Burial Insurance Quotes


Top Pick – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


  • Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

Life Insurance for Seniors Age 50 to 85

Burial Insurance for Parents over 80

Colonial Penn Program for Seniors

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