How to Get Burial Insurance with COPD
Do you have COPD and need burial insurance coverage?
Trying to find a life insurance policy may be difficult if you have COPD.
However, there are burial expense insurance policies available that offer you a quicker and easier way to get the life insurance you need without the delays and hassles of a traditional life insurance policy.
People with COPD or other health issues can purchase life insurance policies with guaranteed acceptance.
A burial insurance policy offers guaranteed approval for
people meeting the age requirements. That means, you cannot be turned down for
any reason, including health issues.
Burial plans may offer you the choice of coverage from $3,000 up to $25,000 depending on your age. And, with burial policies that are guaranteed approval you will not have to take any physical exam or answer any questions about your health.
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
What is Burial Insurance
Burial insurance is a modest amount of life insurance coverage used to pay for funeral expenses upon the death of an insured person.
The proceeds from your burial expense policy will go direct to the beneficiary of your choosing. The benefits are paid out free from federal income tax. Your beneficiary can use the money to pay for the costs related to your burial and funeral.
According to a study by the National Funeral Directors Association the average cost of a funeral and related expenses is $7,181 (2015).
What is COPD
COPD is Congestive Obstructive Pulmonary Disease which may include several different respiratory disorders; such as, chronic bronchitis and emphysema. It is a progressive disease that makes it difficult to breathe. Its gets worse over time.
COPD is a chronic inflammatory lung disease that causes obstructed airflow from the lungs.
Symptoms of COPD include coughing, wheezing, shortness of breath, and tightness in the chest. The leading cause of COPD is smoking. Quitting smoking may improve your chances of not developing this disease.
It’s caused by long-term exposure to irritating gases or particulate matter, most often from smoking cigarettes. People with COPD are at increased risk of developing heart disease, lung cancer and other health conditions.
COPD is the third leading cause of death in America and a major cause of disability.
Common Causes of COPD include:
Source: Mayo Clinic