Affordable Life Insurance Protection for Your Family

Buy No Medical Life Insurance

How to Buy No Medical Life Insurance Online

Do You Want to Buy Life Insurance Online Today without Taking a Medical Exam?

If so, you’ve come to the right place.

Now there are more insurers than ever before offering online life insurance coverage to consumers, making it quick and easy to get the affordable financial security you need for the future of your family.

How Much Life Insurance Can I Buy Online?

Actually, there are insurance companies offering as much as $1,000,000 or more of life insurance with no health examination required.

However, you can own more than one life insurance policy. So, you could have as much as $500,000 of life insurance or more, from several different life insurance plans.

How Can I Buy Life Insurance Online?

The process of buying life insurance on the internet is fairly straight forward. Actually, it’s probably a lot easier than you expect.

To start, you request a free life insurance price quote which indicates to you how much your policy will cost.

Next, you apply for a policy by answering some health questions and providing some specific personal information about who will be the beneficiary of your policy and other information needed to apply for coverage.

Then, you press the submit button and the insurance company reviews the information you provide on the application to determine if you are eligible for coverage, or require an examination.

Those applicants who qualify for coverage may be able to start their life insurance immediately by selecting a payment option.


Is A Medical Exam Required?

That depends on the insurance company and plan you choose. If you buy a fully underwritten policy then you will be required to take an exam. 

If you choose a simplified issue policy you will not have to take an exam. 

Guaranteed issue life insurance has no exams and no health questions asked.


What Are The Age Limitations? 

There are some age restrictions for no exam life insurance plans that vary by insurer. For example, one leading insurer offers up to $1,000,000 of life insurance with no exam for people age 20 to 65. Another insurer offers up to $100,000 of coverage for people ages 18 to 78.


How Much Does It Cost?

Your premiums for coverage will depend on the insurer, your age, gender, health, tobacco use, length of time you have coverage, amount of life insurance and some other key risk factors.

However, some no exam plans offer competitive rates that are in line with life insurance policies that do require you to take a medical exam.


How Soon Can I Start My Life Insurance Policy?

Some insurers offer same day coverage. So, if you apply and get approved you may start your life insurance as soon as today, or within 48 hours.


Is It Safe To Buy Life Insurance Online?

Yes, life insurance companies use a secured site link that helps keep your personal information safe and secure.

The life insurance companies offering the option to buy life insurance direct online use "SSL" technology. SSL means Secure Socket Layers, which is what makes secure sites secure.


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.


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