Affordable Life Insurance Protection for Your Family

Buy Term Life Insurance Online

Do You Want to Buy Term Life Insurance?

If so, you may qualify to purchase up to $2,000,000 of affordable life insurance protection for your family starting today.

You can get an instant life insurance quote now and apply for your life insurance coverage online in minutes.

If you are approved, you may start your life insurance policy today. Coverage is provided by an "A++" rated life insurance company. Your life insurance policy comes with a 30 day money-back guarantee.

You can buy life insurance with no medical exam and no blood tests. There are some health questions for you to answer. 

Term life insurance usually costs 2-3 times less than permanent life insurance, and can provide guaranteed rates for up to 30 years.

Level term gives you level rates and coverage for the length of your policy. While decreasing term has level rates but the amount of life insurance decreases each year.

That’s why around 97% of term life policies sold are Level term life insurance.

If you need life insurance for a period of 1 to 30 years, then level term life may offer the most affordable option for you.

When comparing your term life insurance quotes for your life insurance policy, make sure you consider the following:

  1. Term – Choose from 10, 15, 20 or 30 years of coverage.

  2. Guaranteed Rates – Are the rates guaranteed for the entire term of your policy?

  3. Financial Rating – Is the insurer rated "A" Excellent or better by AM Best Company for financial strength?

  4. Renewable – Is the policy renewable when it expires? Can you renew it for another term if you want? This is an option to consider, but it may cost you additional premium.

How to Find the Lowest Price for Your Term Life Policy?

By comparing term life insurance quotes online from several highly-rated life insurers. That way you get side-by-side comparisons of the prices, and financial strength ratings of the companies.

Do I Have to Take a Medical Exam?

When you buy term life insurance most life insurers will require a full medical exam, including an EKG and blood tests, in order to qualify for a $250,000 life insurance policy.

However, some insurers may only require a paramed exam where an examiner comes to your home or office to check your blood pressure, draw some blood, and ask you some health questions.

The medical exam is paid for by the insurance company.

Life Insurance with No Medical Exam

However, there is an "A++" rated life insurance company that offers up to $2,000,000 of term life insurance with no exam required, just a few health questions.

And, if you qualify, you can start your life insurance policy today.

Your policy comes with a 30 day money-back guarantee, so there’s no risk. 

Top Pick – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Over 16.8 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Nearly $220 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2022.

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