Affordable Life Insurance Protection for Your Family

Can You Buy Life Insurance?

Learn How to Buy Life Insurance

Are You Interested in Buying Life Insurance?

If so, you are on the right path to protecting the financial future of your family.

Can You Buy a Life Insurance Policy?

That depends on several factors life insurance companies consider when you apply for coverage. Among the main factors affecting your acceptance for life insurance are your age, gender, occupation, hobbies, health, family health history, height-to-weight ratio, and whether you smoke or not.

When Considering Life Insurance There are Several Important Things to Consider:

  1. How much life insurance do you need?
  2. What type of life insurance is right for you and your family?
  3. How many years do you need life insurance?
  4. How much can you afford to pay for your life insurance?

If you’re like many of us you want to find quality life insurance at affordable rates.

What is the Lowest Cost Life Insurance to Buy?

Term life insurance offers you the most life insurance at the lowest price. So you can afford more protection for your family.

And, term life can provide guaranteed level rates and coverage for up to 40 years.

How Can You Buy Life Insurance Online and Save Money?

To purchase life insurance on the internet you can request free life insurance quotes and request an application for coverage.

By shopping online and comparing free quotes you may save up to 73% on your life insurance policy. When you compare quotes online you get instant comparisons of the lowest rates from top-rated life insurers, and there’s no obligation to buy.

Can You Buy Life Insurance with No Medical Exam?

Yes, there are now several insurers offering life insurance with no medical exam required.

Who Can You Buy Life Insurance On?

You can buy life insurance on yourself, or you can buy life insurance on another person if there exists Insurable Interest between you and the other person.

For example, Insurable Interest exists between spouses, parents and children, and siblings. If you rely on someone else for financial support, there also exists insurable interest.

Can I Buy Life Insurance for My Parents?

Yes, you can buy life insurance on your parents since you may be the one paying for your parents’ burial, funeral, and other final expenses. Many consumers choose to purchase Mutual of Omaha life insurance for their parents.

Mutual of Omaha offers up to $25,000 of guaranteed acceptance life insurance for people age 45 to 85. There's no medical exam and no health questions asked.

Can You Buy Life Insurance If You Have Diabetes?

Yes, depending on your health, medication, type of diabetes, and how you manage your diabetes, you may qualify for life insurance.

Here’s an article that fully explains life insurance for diabetes.

Can You Buy Life Insurance If You Have Cancer?

If you currently have cancer you may find it difficult to locate a life insurance company willing to insure you.

However, if you are a cancer survivor you may be able to qualify for coverage. Here’s an article that explains cancer life insurance.

Life Insurance Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Additional Resources

Guaranteed Issue Life Insurance – If you have health issues, or you have been turned down for life insurance, people ages 45 to 85 may purchase life insurance with guaranteed approval with no medical exam or health questions asked.

Can You Buy a Life Insurance Policy on Your Adult Child?

Can You Buy Life Insurance | Buy Life Insurance Today

Can I Buy Life Insurance for Myself?

Who Can I Buy Life Insurance On?

Disclosure: Compensated Affiliate