Affordable Life Insurance Protection for Your Family

Can You Get Life Insurance On Someone Who Is Dying?

There is one type of life insurance someone dying can buy, and that is guaranteed acceptance life insurance. 

Everyone in a particular age range (usually 45-85) qualifies for this type of insurance, regardless of their medical history. 


What is Guaranteed Issue Life Insurance?

It’s a type of whole life insurance policy that provides guaranteed lifetime protection. If you meet the age requirement for approval, you cannot be denied coverage, as long as you can pay the premiums.


What If I Have Been Turned Down for Coverage? 

It doesn’t matter if you have been denied coverage by other life insurance companies in the past. You can still get insured with guaranteed approval plans.


Do I Have to Take Physical Exam?

No. You will not have to take any medical examination to qualify for this type of insurance plan.


Do I Have to Answer Health Questions? 

No. You do not have to answer any questions about the status of your health, or your health history.


How Much Guaranteed Life Insurance Can I Buy?

It depends. Each insurer that offers guaranteed coverage will limit the maximum amount of insurance available, and it varies by insurer. However, some insurers offer up to $25,000 of life insurance with guaranteed acceptance.

Death benefit amounts are small, typically $5,000 to $25,000.


What If I Need More Life Insurance?

That’s okay. You may be able to purchase a guaranteed life insurance policy from more than one insurance carrier.


Which Insurance Companies Offer Guaranteed Coverage?

There are several life insurers now offering guaranteed issue policies, including but not limited to the following:

  • Mutual of Omaha
  • Gerber
  • AAA
  • AIG
  • MetLife
  • Vantis Life
  • Colonial Penn
  • AARP/NewYork Life


How Much Does It Cost?

The price you are charged (premium) for your guaranteed insurance policy will vary by insurer, and depends on your age, gender, and the amount of life insurance you need.

However, some plans start for as little as $8.84 per month. Get a FREE Quote now.


Can I Insure My Spouse, Too?

Yes. You may purchase a guaranteed issue life insurance policy on your spouse.


Can I Get Life Insurance on My Parent(s)?

Yes. Adult children may buy guaranteed life insurance on their parent or both parents.


Life Insurance Quotes


Top Pick – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


  • Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee


Can You Get Life Insurance On Someone Who Is Dying?

Life Insurance for Uninsurable People

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