Affordable Life Insurance Protection for Your Family
How to Get Death Insurance for Funeral Expenses
Are you looking for life insurance to help pay for the cost of your funeral when you die?
If so, you’ve come to the right place. Today it’s quick and easy to get insured for life insurance that will provide the funds needed to cover the cost of your funeral, burial and related expenses.
Even if you’re over 70, have health issues, or have been turned down by other insurers, you may still be able to get the insurance you need.
These plans are called "Guaranteed Issue" life insurance and thy guarantee your approval for a policy as long as you meet the age requirements.
Top Pick – Mutual of Omaha
Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
Did You Know the Average Cost of a Funeral and Related Expenses is Around $7,848?
That’s according to a 2021 survey conducted on behalf of the National Association of Funeral Directors. When you consider the funeral, casket, headstone, burial plot, flowers, hearse, memorial service, it adds up quick.
And no one wants to leave their loved ones with the financial stress of coming up with thousands of dollars at the last minute, especially while they are mourning your loss.
That’s where death insurance, or life insurance (as it's also known), comes in handy.
Funeral expense life insurance plans can make sure your family members have the money needed to cover all of the costs associated with your passing, including your funeral and burial.
And, yes, there may be other costs you leave behind, such as, hospital bills and debt. The proceeds from a life insurance policy can be used to pay those off, too.
How Does It Work?
It’s pretty straight-forward. You select an amount of insurance you need, request a free quote, and apply for your policy.
How Much Does It Cost?
What are the Age Requirements?
With guaranteed issue funeral insurance you are guaranteed acceptance for coverage if you are between 45 to 85 years of age. This applies to Mutual of Omaha plans.
Do I Have to Take a Health Exam?
No. There is no physical exam required for a guaranteed issue policy.
Do I Have to Answer Any Health Questions?
No. There are no health questions asked for a guaranteed issue policy.
What If I Change My Mind?
If after you purchase your insurance you decide you want to cancel your plan, just contact the insurance company.
With Mutual of Omaha they offer a 30-day free look period, which means you have 30 days to return your policy (cancel your coverage) and get a full refund of all premiums paid.
Can I Get Coverage for My Spouse?
Absolutely. If your spouse is age 45-85, you can get life insurance with guaranteed approval for him (or her), too.
Will My Premiums Ever Increase?
No. The premiums you pay monthly (or annually) never increase for the life of your policy.
Will My Coverage Amount Ever Decrease?
No. The amount of life insurance provided will not decrease during the life of your policy.
What If My Health Changes?
That’s okay. If your heath changes, or get worse, after you begin your life insurance, there is no change in your premiums.