Affordable Life Insurance Protection for Your Family

Death Insurance for Mortgage

Protect Your Family and Home with Mortgage Death Insurance

Do You Own a Home with a Mortgage Loan and Want to Protect the Ones You Love?

If so, you can purchase life insurance that helps pay off your mortgage loan upon your passing.

Mortgage death insurance is a life insurance policy that provides death benefits meant to pay off the outstanding balance on a home mortgage loan in the event of the insured person’s death.

Death Insurance for Mortgage

This insurance helps to ensure your family and dependents can hold on to the security of their home as they face a new adjustment period after your passing.

Imagine the thought of your family not having the money needed to remain in the home they shared with you, should you pass away unexpectedly.

They will be experiencing the pain of your loss, and the financial distress of having to leave the home in which they made so many happy memories with you.

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How Does Death Insurance for Your Mortgage Work?

The insurance company promises to pay out a death benefit upon the passing of the insured person.

In return, the owner of the insurance policy agrees to pay a premium (monthly or annually) to the insurance company.

The beneficiary may use the death benefit proceeds from the insurance policy to pay off the mortgage loan on your home.


How Much Coverage Do You Need?

Usually, a home owner would choose to purchase an amount of mortgage insurance matching the amount of money owed on their mortgage loan.


How Long Do You Need Protection?

You’ll want to select a term (duration) of insurance coverage that matches the duration of your outstanding mortgage loan – 15, 20 or 30 years.


What are Your Options for Mortgage Death Insurance?

  • Level Term Life Insurance
  • Simplified Issue No Exam Term Life Insurance


You may choose from a level term mortgage life insurance plan that requires full underwriting which includes a medical examination. These plans may offer more competitive pricing and higher amounts of coverage available.


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 63 top life insurance companies and find you affordable mortgage life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

Find Out How Much Mortgage Life Insurance I Need

Mortgage Death Insurance with No Exam

Death Insurance for Mortgage

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