Have you been considering the purchase of a life insurance policy?
If so, and you still haven’t gotten around to buying your life insurance, you’re not the only one.
There are many common reasons people just like you don’t own life insurance.
Some of the most common reasons or excuses for not buying life insurance include the following:
I’ll Buy It Later
Life insurance rates increase with age, meaning it will cost you more to buy life insurance at a later date. And, you will be uninsured until you purchase a life insurance policy. So, it only makes good sense to purchase life insurance as soon as you realize you need coverage. Request your free, instant life insurance quotes now.
Life Insurance Costs Too Much Money
Most premiums for a life insurance policy are less than $50 per month. And, depending on the type and amount of life insurance, as well as, your age and health, you may pay as little as $10 per month for your life insurance policy.
I Have Life Insurance through My Employer at Work
Group life insurance through your employer only stays with you as long as you stay at your current job. If you leave your job for any reason, you lose your life insurance coverage, unless you have the option of converting your group term life insurance coverage into an individual permanent life insurance policy that will cost you a lot more money.
I Don’t Understand How Life Insurance Work
Actually, life insurance is easier to understand than auto insurance, and probably easier to understand than the smart phone you own.
I Don’t Need a Life Insurance Policy
If you have anyone who relies on you for financial support, you need life insurance.
I Don’t Plan on Dying Any Time Soon
We never know when we may pass away, but you should plan ahead to provide financial protection for your family in case of an unexpected event, which may take your life, like an accident or a health problem.
I’ve Never Had Life Insurance
If you have not had life insurance but need it, you are taking a big risk not providing the financial security your loved ones need. How would your family survive without your income?
Life Insurance is about providing financial security for the future of your family if you are not there to provide for them, and it’s about your peace of mind knowing they will be taken care of in case you pass away unexpectedly.
Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance for Adults or Children