How to Find the Best Guaranteed Acceptance Life Insurance Company
Are you searching for a guaranteed acceptance life insurance company?
If so, you may want to understand how guaranteed issue life insurance works and then review important factors to consider when buying a guaranteed life policy.
Guaranteed approval life insurance is life insurance that you can apply for without being turned down. If you meet the age requirements you are guaranteed coverage, as long as you can pay the premiums.
What are important factors to consider when buying a guaranteed issue life insurance policy?
Since guaranteed plans insure anyone who applies and meets the age restrictions, there are some limitations, including higher prices, lower amounts of life insurance, and limited death benefits the first 2-3 years you are insured.
What companies offer guaranteed approval life insurance plans?
There are several highly-rated insurance companies offering guaranteed policies, including Met Life, AARP/NewYork Life, Colonial Penn, Mutual of Omaha and Vantis Life, among others.
Each life insurer offers different rates and coverage amounts, and the graded benefit may vary from 2 or 3 years depending on the company.
Guaranteed Acceptance Life Insurance Quotes
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
Highly Recommended – Vantis Life
Vantis Life offers $5,000 to $20,000 of permanent life insurance with no medical examination required. There are no health questions asked. People age 50 to 80 cannot be turned down. Vantis is rated "A-" (Excellent) by AM Best for financial strength. Your premiums will never increase and your benefits will never decrease.