Affordable Life Insurance Protection for Your Family

Guaranteed Life Insurance for Senior Citizens

Guaranteed life insurance plans for seniors citizens can help pay for the cost of their final expenses, including burial and funeral.

United of Omaha offers Guaranteed Approval Plans for seniors that provide valuable whole life insurance protection to help cover final expenses, such as medical bills, funeral and burial costs, and other unpaid debts.


Guaranteed Life Insurance Benefits


Your Acceptance for Coverage is Guaranteed

If you are between 45 and 85 years if age you are guaranteed acceptance for a policy regardless of your health.

There’ s no health examination required and no health questions to answer.


Applying for Guaranteed Coverage is Easy

Choose the Amount of Life Insurance Coverage You Need from $3,000 up to $25,000

Request your Free Quote

Apply for Your Policy

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Your Guaranteed Issue Plan Builds Cash Value

Cash value is money that United of Omaha sets aside for your future.

The longer you own your life insurance policy, the more cash value your policy accumulates.

You may take a loan from your cash value, if needed.


Learn More About Guaranteed Approval Life Insurance


Are you a senior citizen in need of life insurance coverage with guaranteed acceptance?

If so, you’ve come to the right place.

Did you know seniors can buy a life insurance policy with guaranteed approval?

That’s right.


But What is Guaranteed Life Insurance?

A guaranteed issue policy means you cannot be turned down for coverage due to any health problems you may have.

As long as you meet the age requirement for approval, and live in a state where the insurance carrier is licensed to do business and offers the plan, you can get insured for guaranteed life insurance.

It’s quick and easy to get covered with guaranteed issue plans, there’s no hassles, no delays to get insured. There’s no doctor exam needed and you won’t have to answer any questions about the status of your health.


How Much Does Guaranteed Approval Policy Cost?

It just takes a minute to find out.

Request Your FREE Quote


What are the Benefits of Guaranteed Issue Policies?

  • Guaranteed Approval
  • Up to $25,000 of Insurance
  • No Medical Exam
  • No Health Questions Asked
  • No Need to Meet with an Agent
  • Money-Back Guarantee
  • No Delays


FAQS for Guaranteed Acceptance Life Insurance


What Kind of Life Insurance is Guaranteed Issue?

It’s a whole life insurance policy for adults between 45 and 85 years old. That means, as long as you pay your premiums on time, you will have your life insurance coverage for your entire lifetime.


What is the Age Requirement to Get Insured?

Coverage is guaranteed for people ages 45 to 85.

How Much Guaranteed Life Insurance Can I Buy?

It depends on the plan and insurer, but some policies offer from $3,000 up to $25,000 of insurance.

However, if you need more insurance, you may be able to purchase guaranteed life insurance from more than one company.


Will My Insurance Premiums Ever Increase?

No, with United of Omaha Guaranteed Issue Life Insurance, the amount you pay when your coverage begins is the same amount you’ll pay throughout the duration of your policy.

The only time your premiums may change is if you decide to increase coverage, or you change the frequency of your premium payments.


Which Life Insurance Carriers Offer Guaranteed Approval Policies?

There are several highly-rated insurers now offering guaranteed acceptance plans including:

  • United of Omaha – Rated A+
  • Met Life – Rated A+
  • Colonial Penn – Rated A-


Can I Buy a Guaranteed Policy for My Spouse?

Yes, you can purchase coverage for yourself, your spouse (or partner), or if you want, you can get plans for both you and your spouse (or partner).


What is I Change My Mind?

Money Back Guarantee – In case you change your mind or you aren’t happy with the life insurance after you purchase your plan, you have up to 60 days to return the policy for a 100% full refund of all the premiums you paid. So, there is no risk to you.


Guaranteed Life Insurance Quotes


Top Pick – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


Life Insurance No Medical Exam or Questions

Guaranteed Life Insurance for Senior Citizens


Disclosure: Compensated Affiliate