Affordable Life Insurance Protection for Your Family

Guaranteed Life Insurance for Seniors over 80

Are You Looking to Buy Guaranteed Life Insurance for Seniors over 80? 

Guaranteed Life Insurance for Seniors over 80

Today, it’s quicker and easier than ever before for people over age 80 to get the life insurance protection they need to help pay for the cost of their final expenses.

And, you can get insured without answering any questions about your health. Discover how affordable final expense life insurance can fit your personal needs and budget.

The process is easy, request your free quote to get started.

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Many people between the ages 45 to 85 choose guaranteed acceptance life insurance to help cover the cost of their final expenses.

It can help provide peace of mind for you and protect your family from the financial burden of having to pay for your funeral and burial costs upon your passing.

In fact, there is a guaranteed issue life insurance plan available for people ages 45 to 85 that allows you to purchase from $2,000 up to $25,000 of guaranteed life insurance protection.

It’s called Mutual of Omaha final expense insurance and it’s easy to get. With Mutual of Omaha you just request a free quote and you can apply for your life insurance policy today.  

If you are age 45 to 85 you cannot be turned down for coverage. And, there’s no health exam and no health questions asked. 

Even if you have a health condition or chronic health problem, you can get insured.

Mutual of Omaha is rated "A+" Superior by AM Best Company for financial strength, which means Mutual of Omaha is a financially secure life insurance company and considered Superior for its ability to meet its financial obligations and pay claims.

Your guaranteed issue life insurance plan comes with a 30-day money-back guarantee so you can get your money back if you are not satisfied with your life insurance policy. 

It’s important to mention that guaranteed life insurance has a graded death benefit the first 2 years you are insured.

A graded death benefit means you have limited life insurance coverage for the first 2 years you are insured, then you have full coverage after the first two years.

That’s how the insurance company is able to accept everyone for life insurance, even if you have health issues.


Guaranteed Life Insurance Explained


Guaranteed Life Plans provide the security and protection you and your loved ones need, when they need it most. You can help protect your loved ones from the financial burden of paying for your final expenses.

Guaranteed Issue Life Insurance (also known as Guaranteed Acceptance) is a type of life insurance policy providing $2,000-$25,000 of protection, a simple application form and hassle-free underwriting.

Your insurance policy death benefit is paid to your beneficiary of choice tax-free. You can choose the amount of coverage that is right for you.

Guaranteed insurance coverage can help you provide your loved ones with the money needed to help pay for your burial, funeral, headstone, memorial service, and any other final costs associated with your passing.

According to the 2021 funeral price survey by the National Funeral Directors Association, the average cost of an adult funeral is $7,848.00. This is based on the most commonly selected items for a traditional funeral including a casket and vault. 


What is Guaranteed Issue Life Insurance?

It’s simple. It is a type of permanent life insurance that guarantees your approval for coverage. 

It just means you cannot be denied a policy if you meet the age requirements. And, your insurance lasts your entire lifetime.

There's no health exam required and you won't have to answer any questions about your health.


Your Acceptance is Guaranteed

If you are between the ages of 45 and 85, you are guaranteed approval for coverage regardless of your health history.

There’ s no medical exams to complete and no health questions for you to answer.


Applying for Guaranteed Life Insurance is Simple

  • Choose the Amount of Coverage You Need from $2,000 up to $25,000
  • Request your Free Quote
  • Apply for Your Policy 

Get a Free Quote


Your Guaranteed Issue Policy Builds Cash Value

  • Cash value is money that United of Omaha sets aside for your future.
  • The longer you own your life insurance policy, the more cash value your policy accumulates.
  • You may take a loan from your cash value, if needed.


What are the Age Requirements for Guaranteed Approval?

It depends on the insurance company. Mutual of Omaha offers guaranteed approval for people ages 45 to 85 (50-75 in NY)


How Much Guaranteed Coverage Can I Buy?

With Mutual of Omaha you may choose from $2,000 up to $25,000 of life insurance.


How Much Does Guaranteed Issue Life Insurance Cost?

The cost of life insurance for someone over 80 will depend on your gender and the amount of insurance you need. However, rates for guaranteed life insurance start as low as $8.84 per month. Request your free life insurance quote.

Can I Buy Life Insurance for My Spouse?

Yes. You may buy life insurance for yourself, you spouse, or both of you.


What If I Change My Mind?

With Mutual of Omaha there’s a 30-day money-back guarantee. So, if you decide you are not satisfied with your policy you can return it to the insurance company within 30 days of your purchase and receive a full refund of all premiums paid. There is absolutely no risk to you.


Can the Insurance Company Cancel My Coverage If My Health Changes? 

No. The insurance company cannot cancel your life insurance if your health changes after you purchase your policy.

The only way they can cancel your insurance is if you stop paying your premiums, or you contact the insurer and request that they cancel your coverage.


Guaranteed Life Insurance Quotes 


Top Pick – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote

  • Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

The Benefits of Guaranteed Life Insurance for Seniors

Guaranteed Life Insurance for Seniors over 80

Guaranteed Burial Insurance for Seniors

End of Life Insurance

Disclosure: Compensated Affiliate