Affordable Life Insurance Protection for Your Family

Guaranteed Whole Life Insurance for Seniors

If you are a senior citizen, you may be considering the purchase of a guaranteed approval whole life insurance policy.

Today, many people in their golden years are buying guaranteed issue whole life plans to provide money for their loved ones and to make sure funds are available for to pay for their final expenses (burial and funeral costs) when the time comes.

Before making that purchase it is important to understand how whole life insurance works and what guaranteed whole life means.


Whole Life Insurance

Life insurance that pays a death benefit upon the death of the person insured and accumulates cash value inside the policy over time, from which you may take a loan.


Guaranteed Whole Life Insurance

Life insurance that provides protection lasting for your entire lifetime. It is a type of permanent life insurance. As long as you pay your premiums on time, your coverage remains "In Force".

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Guaranteed refers to your approval for coverage.

Guaranteed Acceptance means you are guaranteed to be accepted for life insurance if you meet the age requirement for approval.


Age Requirements for Approval


Life insurance companies offering guaranteed whole life plans have varying age requirements, for example:

  • Ages 45-75
  • Ages 40-85
  • Ages 45-85


NOTE: If you meet the age requirement you can get insured for guaranteed acceptance whole life insurance from a life insurance company:

  • Licensed to do business in your state.
  • That offers this type of policy in your state.


Features of Guaranteed Whole Life Insurance


  • Up to $25,000 of Life Insurance (Varies by Insurer)
  • No Health Examination Required
  • No Health Questions Asked
  • No Decrease in Life Insurance Benefits
  • No Increase in Premiums
  • Lifetime Protection
  • Death Benefit
  • May Build Cash Value
  • Guaranteed Approval for People Ages 45 to 85 (Varies by Insurer)


With a guaranteed senior whole life policy your life insurance benefits will never decrease, and your life insurance premiums will never increase.


Guaranteed Acceptance Whole Life Insurance Quotes


Top Pick – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people ages 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


United of Omaha is a financially secure insurance company rated "A+" Superior for financial strength by AM Best Company.*

With United of Omaha you can help provide much needed money for those who rely on you for financial support. And, the benefit payout from your life insurance policy can help to pay for your funeral and burial costs.

You can make sure your loved ones have the money needed to pay for their daily expenses, as well as help provide for your own final expenses so those you love won't have to suffer any financial burden when they are grieving your loss.


What If I Change My Mind Later?

There is no risk with this life insurance coverage. A 60-day free look period guarantees your satisfaction. If you change your mind within 60 days, any premiums paid will be fully refunded.


About United of Omaha Life Insurance Company


United of Omaha has been issuing life insurance policies in America since 1926.

United of Omaha Life Insurance Company is rated "A+" (Superior) as of 7/2013 by A.M. Best Company for financial strength and ability to meet ongoing obligations to policyholders*. 

There is no better time than now to help secure the future for your loved ones.


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Guaranteed Whole Life Insurance for Seniors

Whole Life Guaranteed Policy


Disclosure: Compensated Affiliate