Affordable Life Insurance Protection for Your Family
Are You Looking For The Best Life Insurance Companies In Florida?
If so, you’ve come to the right place.
Did You Know There Are Over 1,000 Insurance Companies In The USA That Offer Some Type of Life Insurance?
And, many of these insurers are licensed to sell life insurance in the state of Florida.
That’s right. Almost all of the best life insurers can offer life insurance to Florida residents, including Metlife, Prudential, MassMutual, Northwestern Mutual and Transamerica, among others.
Top 10 Florida Life Insurance Companies
Here is a list of Top Life Insurance Companies that are licensed to do business in Florida:
Source: III.org (Insurance Information Institute)
Insurance Company Ratings
Each year the Insurance Information Institute (III) issues a list of the leading life insurance carriers from the previous year to help consumers choose the right life insurance company from the hundreds of life insurers who do business in the U.S.A.
AM Best is an independent financial rating agency that reviews the financial strength of life insurance carriers. The financial ratings are an indication of the insurer’s financial stability, security and ability to pay their claims.
If you have questions about a specific life insurance company you can check out their financial strength rating by visiting ambest.com
Insurance Company Reputation
If you have questions about the reputation of an insurance company you can contact the Florida Department of Insurance to inquire as to the quality of the insurance company and if there are any complaints in your state against the insurance company you are considering for your coverage.
How Do Rankings Work for Life Insurance?
There are several different ways to rank insurers, including by size, financial strength ratings, reputation, pricing, customer service, number of individual life insurance policies issued, or other factors.
Key Factors To Consider When Comparing Companies:
Who Ranks Life Insurance Companies?
A ranking of life insurers can be issued by any entity that wishes to review and compare carriers.
However, financial ratings of insurers are issued by independent financial rating services with expertise in analyzing the financial statements of insurers and determining the financial security and stability.
List of Independent Financial Rating Services
Tips for Comparing Insurance Carriers
When selecting the best life insurance company to protect your family you may want to consider the following tips:
Florida Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
Highly Recommended – Globe Life Insurance
Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children
Highly Recommended – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.