Life Insurance for Ill Parent

How to Get Life Insurance for Your Ill Parent

 

Do You Have a Parent Who Is Ill and In Need of Life Insurance?

 

If so, you have come to the right place to shop for your coverage.

Today, there are several highly-rated insurance carriers that now offer life insurance for people with health problems. 

And, you may be able to request a free quote and apply for coverage to get your parent insured without the delays and hassles of a medical exam, or having to answer any health questions.

Although many life insurance carriers do not insure people with health issues due to the high risk of someone being insured and then not having a long-life expectancy, there are plans called "Guaranteed Acceptance" life insurance that offer guaranteed approval for anyone who meets the age requirements to get insured. 

 

Top Pick – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

 

• Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

Guaranteed approval life insurance policies are able to accept anyone for life insurance that meets the age requirements because they provide graded death benefits (limited benefits) the first two years you are insured. After that, you have 100% full coverage.

 

There are several factors to consider when choosing a life insurance plan for your ill parent, including the following:

 

• Age – People age 45 to 85 (50-75 in NY) may qualify for a guaranteed issue plan.
• Amount of Coverage – Purchase from $2,000 up to $25,000 of life insurance.
• Carriers – Some of the leading guaranteed issue insurance companies include Mutual of Omaha, Metlife, and Colonial Penn.
• Graded Benefits – There is limited coverage the first 2 years you are insured, then you have full coverage.
• Permanent Life Insurance – Guaranteed Lifetime protection.
• Cash Value – Builds cash value inside the policy, from which you may take a loan.
• Level Premiums – Premiums are guaranteed never to increase.
• Level Benefits – Life insurance death benefit is guaranteed never to decrease.

 

No matter what type of illness you have, if you meet the age requirements, you may purchase guaranteed acceptance life insurance.

 

Some of the Leading Illnesses for Seniors in America include:

• Heart Disease
• Cancer – Lung, Prostate, Breast, Liver, Kidney, Bladder, Bone, Brain, Cervical, Colon
• COPD
• Stroke
• Respiratory Diseases
• Cirrhosis
• Parkinson’s Disease
• Hypertension
• Diabetes
• Obesity
• Alzheimer’s Disease
• Kidney Disease
• Hepatitis A and Hepatitis B
• High Blood Pressure
• High Cholesterol
• AIDS/HIV
• Depression
• Asthma
• Bipolar Disorder
• Crohn’s Disease
• Epilepsy
• Gallbladder Disease
• Sexually Transmitted Diseases
• Hyperglycemia

 

If your parent has any of the illnesses listed above, or any other health issue, you may be able to purchase your life insurance today for your ill parent.

 

Life Insurance Quotes

 

Top Pick – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

 

• Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

 

Buy Life Insurance for Elderly Parents

Life Insurance for Ill Parent