Affordable Life Insurance Protection for Your Family

Life Insurance Needs Calculator

Using a life insurance needs calculator can help you determine the right amount of life insurance protection to meet needs. If you need life insurance, some of the most important decisions to make about your life insurance policy include choosing a policy type, naming a beneficiary and deciding on the amount of coverage you need to protect your loved ones.

Guide to Determining Your Life Insurance Needs

  • Explains how to quickly determine your needs.
  • Identifies the information you need to get accurate quotes.

Compare Term Life Insurance Quotes

Term life insurance premiums can vary by up to 73%. Visit JRC Insurance Group, where you fill out one short form, choose a plan, and get your Instant Quotes.

You get the best quotes from top-rated insurers nationwide. If you like your rates, you can apply for a policy. Click here to get started.

How Much Life Insurance Coverage Do You Need?

Choosing the right amount of protection for you and your family is an important part of the life insurance purchasing process.

Some sites will recommend complicated formulas and others will advise you to make your best guess as to your needs.

We feel your family’s protection and financial security is very important to you. That’s why we have a quick and easy calculator to help you arrive at the best estimate of your family’s life insurance needs.

Visit our life insurance needs calculator to quickly determine the right amount of life insurance protection for your personal situation.

Once you have calculated your needs, you can request instant term life insurance quote comparisons online.

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

Highly Recommended – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Life Insurance No Doctor Exam Needed

Life Insurance Needs Calculator

Disclosure: Compensated Affiliate