Affordable Life Insurance Protection for Your Family
Instantly Compare the Best Term Life Insurance Rates to Find the Lowest Insurance Rates from the Best Insurance Carrier
What is a Life Insurance Term Quote and How to Compare Pricing?
If you’re considering the purchase of a life insurance policy you may have heard about term life insurance "term quotes".
If so, they are easy to understand – a term quote for life insurance is an estimate of how much your insurance policy will cost based on some information you provide to the insurance company that is offering you a price quote for the amount of term life insurance you request.
The process is simple – you just visit a life insurance quote provider, answer some basic questions about your life insurance needs and personal questions about your age, gender and health. Then, just click on a button and you will instantly receive the lowest prices available from a network of top carriers.
Comparing term quotes is quick and easy, there is no obligation to buy a policy, and you won’t have to meet with any insurance agent.
Your free quotes will show you the names of the insurance companies, the prices offered, the amount of coverage and the length of the term (duration) for your policy.
You can compare pricing for any age and any amount of coverage, as well as, for terms of 10, 15, 20 or 30 years of coverage.
Benefits of Comparing Term Insurance Prices:
Term Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
Term Insurance Explained
A term life policy offers insurance protection for a specific length of time, referred to as the "term" of your coverage. Temporary life insurance allows you to choose a term so you have insurance for the length of time that meets your family's specific needs.
You can select term insurance for a period of up to 30 years. If you outlive the term of your policy, your coverage ends. If you pass away during the term of your insurance, your beneficiary receives the death benefit.