No Exam Term Insurance

How to Buy No Exam Term Insurance

Are you shopping for affordable no exam term life insurance protection for your family?

With JRC Insurance you can choose among the very best term life insurance rate quotes and plans from the top term life companies including: Transamerica Life Insurance Company, MetLife, West Coast Life Insurance Company, ING, Fidelity Life and others.

For Example: Sagicor Life offers you up to $500,000 of level term life insurance without having to take any physical examination, just some health questions.

If you qualify for a policy, you may begin your life insurance plan the same day you are approved.

You can request your free, instant term life insurance quote and apply for coverage today.

A licensed life insurance representative from JRC Insurance will contact you and review your options to help you find the no exam life insurance plan that meets your insurance needs.

JRC Insurance offers you:

• Instant life insurance quotes online
  
• Enjoy same day life insurance coverage upon approval
  
• Compare term life insurance rates in just minutes
  
• Choose coverage with no medical exam or doctor's visit
  
• Top-rated life insurance carriers compete for your business

Start Your Free Life Insurance Quote

What is no exam term insurance?

It is temporary life insurance for a specific period of time, and there is no health examination required required to qualify for your life insurance.

Term life insurance usually provides level premiums and coverage for a period of 10, 15, 20 or 30 years.

Sagicor Life offers term life without requiring you take a physical. There are some health questions for you to answer. Your answers will help to determine if you qualify to buy term life without an exam. If approved, you may start your life insurance coverage the same day.

Benefits of Term Life Insurance No Exam

Like all life insurance, term life insurance with no exam policies provide financial security for your loved ones in the event of your death.

But there are several benefits when comparing no exam term life policies with traditional life insurance.

For Example:

• Shortens the Application Process – Many people choose to invest in no exam life insurance for ease and convenience. These quick issue policies shorten the underwriting process and avoid the need for blood tests or a medical examination.
  
  
• Option for Guaranteed Coverage – Guaranteed issue life insurance enables applicants with health risks to obtain life insurance coverage. Before issuing a traditional life insurance policy, carriers evaluate an applicant’s insurability based upon a variety of risk factors including: age, health complications, tobacco use, family medical history, occupation, hobbies, and more. Those who are unable to qualify for life insurance based upon these, or other, health factors may be able to purchase a guaranteed issue life insurance plan.
  
  
• No Doctor’s Visit – Individuals who simply prefer to avoid visits to the doctor often choose to apply for life insurance with no exam online.
  
  
• Get Quick Coverage – By shortening or eliminating the underwriting process, many no exam life insurance policies can be issued the same day you apply for coverage.

Top Pick – Haven Life

• Get up to $2,000,000 of affordable term life insurance today
  
• Apply online in under 20 minutes, start coverage today
  
• Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance for Adults or Children

• No Medical Exam - Simple Application.
  
• No Waiting. Buy Direct.
  
• Rates as Low as $3.49 per month.
  
• Join 4.2 Million Policyholders.
  
• No Phone Required. No Credit Required.
  
• No Agent Involved.

Term Life No Physical Examination

No Exam Term Insurance