Affordable Life Insurance Protection for Your Family

No Physical Exam Life Insurance

How to Buy No Physical Exam Life Insurance

Do you want to buy life insurance without having to take any health examination?

If so, you’ve come to the right place.

In fact, you can get a free quote, apply online and purchase your life insurance policy today, if you qualify.  There’s no exam, just some health questions for you to answer.

The entire process of getting insured is probably much easier and a lot more affordable than you might expect.

The good news: There’s no health check-up required, just a few Yes/No health questions. And, once you complete the online application, you may get approved in less than 10 minutes.

You can choose from $50,000 up to $1,000,000 of life insurance.

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Did you know that more insurers are offering no exam life insurance options each year?

There are several very good reasons these no exam plans are now available.

First of all, more and more consumers just like you would like to be able to purchase their family’s life insurance plan online, just like they handle their banking and shopping for all types of purchases on the internet.

So, why are so many people buying life insurance without taking an exam?

Because, consumers want a quick and easy way to get insured for life insurance without the hassles and delays of taking a health exam and waiting 6-8 weeks to get their life insurance policy.

Many people don’t have time for an exam, and hate the thought of needles, a blood draw or visiting a doctor’s office.

In fact, 10% of the population has s fear of needles and/or blood. Without the requirements of a medical exam you don’t have to have blood drawn or go through any blood or urine testing either.


What are the Benefits of Life Insurance with No Physical Exam?

These plans offer several key benefits, including:

  • Quick and Easy – You can get insured today.
  • Affordable – Prices are affordable for almost any budget.
  • No Hassles – There’s no need to meet with a sales person.
  • No Exams – There’s no physical exam and no blood, urine or smoker’s test. 


No Exam Life Insurance Companies

Top Pick – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam - Simple Application.
  • No Waiting. Buy Direct.
  • Rates as Low as $3.49 per month.
  • Join 4.2 Million Policyholders.
  • No Phone Required. No Credit Required.
  • No Agent Involved.

No Exam Life Insurance for $500,000

No Physical Exam Life Insurance


Disclosure: Compensated Affiliate