Affordable Life Insurance Protection for Your Family

Quote Term Insurance

Today it’s quick and easy for you to compare term insurance price quotes online from leading life insurance carriers.

You just answer a few simple questions and you instantly receive the lowest prices on life insurance from highly-rated insurance companies.


What is Term Insurance?

Term insurance is temporary coverage for life insurance that lasts for a specific period of time, usually from 1 to 30 years.

Get a Free Term Insurance Quote

How Long Does Term Insurance Last?

Term life lasts for the duration of the “term” you select when you purchase your policy. Many term life carriers offer term insurance for 10, 15, 20, 25 or 30 years.


Can I Get Term Insurance Without Taking a Physical Exam? 

Yes, some insurers offer term life plans without any health examination required, however there are usually some health questions you need to answer.

Make sure you answer all questions truthfully so you get the most accurate price quote for your no exam policy.


How Much Term Life Insurance Do I Need?

The amount of life insurance you choose is one of the most important decisions you will make about your policy.

Why? Because, you want to make sure you purchase enough life insurance to adequately provide the financial security your family needs. 

You can use a life insurance needs calculator to help you decide how much life insurance is right for you.


Why Do People Buy Term Insurance?

If you have someone who relies on you for financial support, you may need life insurance. 

There are many common reasons for buying life insurance, including to replace your income, maintain your family’s lifestyle, pay for your funeral and burial expense, pay off your home mortgage loan, pay off credit card debt or provide for your child’s education.


How Can I Save Money on Term Insurance?

No one wants to spend more of their hard earned money on life insurance than they have to. So, it only makes sense that you shop around and compare pricing before choosing a life insurance plan.

But, there are some good tips you can follow to help you save on your coverage. 

Here’s a few money-saving tips for life insurance:

  • Consider term life insurance since it costs a lot less than whole life.
  • Choose annual premium payments, which may cost less overall compared to monthly premiums.
  • Don’t buy more life insurance than you need.
  • Compare prices from several insurers since premiums vary by company.


What are the Top Term Insurance Carriers?

There are hundreds of life insurance carriers in America the offer term insurance coverage.

However, some are more competitive on pricing for certain classes of risk.

For instance, one insurer may offer the best pricing for diabetics, while another may have better pricing for smokers or people over 60, compared to the rest of the insurers.

That’s why you’ll want to shop and compare life insurance prices and plans from several of the best insurance companies before choosing your coverage.

For example, JRC Insurance Group is an online life insurance broker with a network of leading insurers including more than 40 top carriers such as Prudential, Metlife, Mutual of Omaha, Transamerica and Banner Life, among others.

By comparing life insurance rates through JRC Insurance you can instantly see the best prices available from the highest-rated insurers without any obligation or having to meet with an agent.

And, they have licensed professionals available to answer any questions you may have and they can walk you through the entire process of choosing your life insurance, applying for a policy and getting insured.


Term Insurance Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

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