Select Quote Life Insurance

Select Quote pioneered the direct marketing of term life insurance in 1985. They offer you the ability to compare affordable life insurance policies form highly-rated insurance carriers online.

Select Quote Life Insurance Carriers

The 11 insurance companies on Select Quote’s list include Pruco Life, Transamerica, ReliaStar, United of Omaha, William Penn, American General, Banner Life, Genworth, Globe Life, SBLI and Protective Life.

Every life insurance carrier Select Quote represents has an "A-" to "A+" financial strength rating from A.M. Best Company.

By offering prices and plans from several insurers you have the opportunity to pick the lowest rates for your coverage.

These insurance companies have been carefully chosen to offer you affordable rates even if you smoke, have a health condition, or take medication.

How to Save Money on Life Insurance?

If you want to save money when purchasing your life insurance policy there are several tips you can follow to help you do just that:

• Compare Rates – By comparing prices from several insurers you may save up to 70% on your coverage.
• Choose Term Life Insurance – Permanent life insurance costs 2 to 3 times more than term life.
• Get Healthy – Quit smoking, lose weight and improve your cholesterol levels.
• Annual Premiums – Choose to pay premiums once per year instead of monthly, since there is a service fee added due to increased payment processing for monthly payments.

 

How to Compare Life Insurance Rates?

If you’re shopping for life insurance and want to find the most affordable life insurance plan you’ll want to compare rates from several insurers, since each insurance carrier has their own set of pricing guidelines.

 

There are a few ways to compare pricing on life insurance, including;

 

• Local Agent or Broker – Contact a local life insurance broker
• Call Carriers Direct – Call life insurance companies direct for a quote
• Compare Multiple Quotes – Compare multiple life insurance price quotes from a quote provider with access to a large network of insurance companies.

 

Which are the Best Life Insurance Companies?

If you’re looking for a safe, secure insurance company to buy your life insurance from you’ll want to focus on the financial strength of the insurance carrier.

Financial strength is an indication of the insurer’s ability to meet their financial obligations and pay their life insurance death claims.

There are several independent agencies that review the financials of insurers and issue financial ratings, including A.M. Best, Standard & Poor’s, and Moody’s, among others.

The highest rating from AM Best is "A++" Superior. Usually, you would want to choose an insurer rated at least "A" Excellent for financial strength by AM best to make sure your insurance company is safe and secure. 

Some of the highest rated life insurance carriers in America include New York Life, United of Omaha, Northwestern Mutual, MassMutual Financial Group, State Farm, Met Life and Prudential, among others.

Life Insurance Quotes Online

Select Quote Life Insurance