Affordable Life Insurance Protection for Your Family

Senior Citizen Term Life Insurance

Learn About Senior Citizen Term Life Insurance

Senior term life insurance is life insurance for people over age 50 that provides temporary coverage for a set number of years.

Senior term life can provide coverage for a period of 10, 15, 20 or 30 years depending on your age, your health, and the particular life insurance company.

We all want to provide our family with the funds needed to pay for our final expenses, any debt we have, and maybe leave some money for the ones we love to help them.

Term life insurance for seniors can do just that. It can provide you with quality, affordable life insurance protection, while you need it. And, term life insurance may be the most affordable option available to you.

Get a Free Quote for Term Life Insurance

Senior life insurance plans may be available with or without a medical exam being required.

In most cases you may be required to take a medical exam, and maybe a urine and blood test.

What factors affect my senior life insurance rates?

Life insurance for seniors is based on how long the insurance company expects you to live.

The factors the insurance company considers when determining how much life insurance to offer you, and for how much, and how many years, depend on the following:

  • Your Age
  • Health and Family Health History
  • Hobbies and Occupation
  • Driving Record
  • If You Smoke
  • Your Height-to-Weight Ratio
  • The Type, Amount and Term of your life insurance

What can I do to lower my life insurance rates?

If you smoke, quit smoking.

Start exercising and eat a healthy diet.

Buy your life insurance sooner rather than later, as rates increase with your age.

And, compare life insurance quotes from multiple companies, because rates for life insurance do vary between insurance companies.

Senior Citizen Term Life Insurance Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 63 top life insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Buys $50,000 Globe Life Insurance For Seniors

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Additional Resources:

  • Guaranteed Acceptance Life Insurance – If you have health issues, or you have been turned down for life insurance, people ages 45 to 85 may purchase life insurance with guaranteed approval with no medical exam or health questions asked.

Level Term Life Insurance for Seniors

Senior Citizen Term Life Insurance

Life Insurance for Seniors over 70

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Disclosure: Compensated Affiliate