Use a Term Insurance Calculator to Compare the Best Prices on Life Insurance from 40 Top Insurers and Save up to 73%.
A term insurance premium calculator is a pricing comparison tool that allows you to calculate the monthly or annual cost of a life insurance policy.
Life insurance costs vary by person based on several risk factors including your age, health, policy type and amount of life insurance coverage.
You can start by estimating your cost for term life insurance by using a term life quote calculator.
A premium calculator is quick and easy to use, and allows you to compare the lowest prices for term life insurance instantly without having to meet with an insurance agent.
How to Use a Term Insurance Calculator
You just answer a few simple questions about your life insurance needs and finances and click a button. Then you instantly receive the price comparisons on your computer screen or phone.
Benefits of Term Insurance Premium Calculator
Save Time – You can compare pricing in less than 2 minutes.
Compare Coverage Limits – You can compare coverage amounts from $50,000 up to $10,000,000
Cost Effective – Save up to 73% on your life insurance policy by comparing rates.
Top Factors Affecting Term Life Insurance Rates
There are several risk factors a life insurance carrier takes into account when developing the rate you pay per $1,000 of life insurance coverage.
These risk factors assist the insurer in determining your life expectancy – how long you are expected to live. The longer your life expectancy based on your risk factors the lower your rate for insurance coverage.
Some key life insurance rate factors include:
Why Term Insurance?
Why should you buy a term insurance policy? If you need life insurance to protect your family and you’re on a budget, you may be looking for the best deal on your policy.
Term insurance can help because it offers you the lowest pricing available for life insurance.
You can select term life coverage for a period of 10, 15, 20, 25 or 30 years.
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance for Adults or Children
Use our quick and easy term life insurance calculator to determine how much life insurance you need.
Choosing the right amount of life insurance protection is very important, for you and more importantly the ones you leave behind.
Just answer the questions below to instantly determine the right amount of life insurance protection to meet your family's needs.
Then, you can instantly compare the lowest prices from our life insurance providers listed below. It's quick, easy and there's no obligation.