Affordable Life Insurance Protection for Your Family

Term Insurance with No Medical

Do You Want Term Insurance with No Medical Exam Required?

Term Insurance with No Medical

If so, you may be able to qualify for term insurance online without taking any physical exam, blood test or urine test.

How? Today many consumers like you are choosing to purchase term life insurance, but they don’t want to take a medical exam.

Whether you’re too busy for a physical exam, you hate needles or blood tests, or you just want to start their life insurance as soon as possible – Now you can.

Life insurance companies have heard your concerns, and some life insurers are now offering no exam life insurance you can purchase online.

In fact, you can buy up to $2,000,000 of term insurance with no medical, just some health questions.

What is Term Insurance with No Medical Exam?

Just what it sounds like – It’s life insurance for a specific number of years from 10, 15, 20 or 30 years, without any physical exam required to qualify.

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

What are the Advantages?

Term life without a medical exam offers you quick and easy life insurance protection for your family, without the delays, doctor visit, or sales pressure of traditional life insurance. And, you can apply completely online, there’s no need to meet with an insurance agent.

What are the Disadvantages?

Term life insurance with no medical exams required may charge you a higher premium than life insurance that requires a physical exam.

No Medical Term Insurance Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.


Term life insurance without any medical exams offers you the chance to buy life insurance today. You get peace of mind knowing your loved ones are protected, and your family gets the life insurance they deserve.

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Disclosure: Compensated Affiliate