Affordable Life Insurance Protection for Your Family

Term Life Insurance If You Don't Die

What Happens If You Don’t Die During Your Term Life Insurance Policy?


If you’re thinking about buying a term life insurance policy, you may be wondering what happens if you don’t pass away during the policy term of your life insurance coverage.


It’s an important question, and something you should be aware of prior to buying a term insurance policy.


If you die during the term (duration of your insurance policy), a death benefit is paid out to the beneficiary of your life insurance.


If you don't die during the policy term, the policy expires at the end of the policy term.



If you outlive the duration of your term life insurance policy there is no payout of any benefits, your coverage ends.


Term life insurance lasts for a Policy Term of up to 30 years. The most common options are 10, 15, 20, 25 or 30 years of coverage.


Term policies are a great choice if you are concerned about your family having to pay off large debts (think mortgage loans, auto loans or credit card debt) if you die unexpectedly.


Term life is the cheapest type of life insurance because it provides temporary coverage, builds no cash value inside the policy, and you may outlive the duration of your coverage.


However, if you need life insurance protection for a period of thirty years or less, term life will help you accomplish your goals, and fit your budget, at a more affordable price than other types of life insurance plans.


Term Life Insurance Quotes


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Term Life Insurance If You Don't Die


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