Affordable Life Insurance Protection for Your Family
Are You Shopping for Instant Term Insurance Coverage?
If so, you may be surprised to learn that you may be able to start your life insurance policy today.
That’s right. Healthy people who qualify for coverage can start their policies right away.
We’ll help you understand How Term Insurance Works, How to Get Instant Quotes, and How to Buy Instant Term Policies online today.
Term Life Insurance Explained
What is Term Life Insurance Coverage?
It’s a type of life insurance plan that provides you with temporary protection lasting for a duration of up to thirty years.
The Policy Term is the period of time the insurance policy provides coverage.
Usually, life insurance carriers offering term coverage provide Policy Term options to choose from of 10, 15, 20, 25 or 30 years.
If the Insured Person dies during the Policy Term, the Death Benefit is paid out to the Beneficiary of the policy. If the Insured Person is still alive when the Policy Term expires, there is no payout of any benefits.
Instant Term Life Insurance Quotes
How Can I Get Quotes for Term Insurance?
It’s simple. You just fill out a Quote Request Form, Click on a Button, and Instantly you will see the Lowest Prices available from a network of leading life insurance companies.
It really only takes a minute to request and receive your free quotes online. Request Instant Term Insurance Quotes.
Instant Term Life Insurance Coverage
Can I Buy Instant Coverage for Term Insurance?
Yes. If you qualify for coverage, you may purchase a life insurance policy online and begin your insurance protection the same-day.
You just request a free quote, review your price and coverage options, apply for a policy, and start your coverage once approved.
It takes about 15 to 20 minutes to apply for your policy online. You may be approved within minutes.
Once approved, you make your first premium payment online and start your policy.
Healthy individuals between the ages of 20 to 60 may qualify to purchase up to $2,000,000 of instant life insurance online. Buy Instant Term Life Insurance.
Term Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
Highly Recommended – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.