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What is term life insurance?
How to compare term life insurance quotes
Types of term life insurance explained
Term life insurance tips for saving money.
Top term life insurance companies

What is term life insurance?

It’s a type of life insurance that provides short-term coverage, usually for 1-30 years. You can choose terms of 10, 15, 20 or 30 years of protection.

How can I compare term life insurance quotes?

You have several options including contacting a local life insurance agent, calling insurance companies direct, or requesting your free, instant term life insurance quotes online and comparing the lowest rates from several top-rated life insurance carriers.

Types of term life insurance explained:

Level term life insurance offers coverage and premiums that remain the same each year for the entire period of your insurance policy.

Decreasing term life insurance provides premiums that remain the same while the amount of life insurance decreases each year.

Term life insurance with no exam required offers you up to $1,000,000 of life insurance protection with no medical exam required, just some health questions. 

Tips for saving money on your term life insurance policy

To help you save money on your policy consider the following tips:

Decide how many years you need coverage – 10, 15, 20 or 30 years.

Determine how much life insurance you need.

Figure out how much you can afford to pay

Buy life insurance while you ate young and healthy as rates increase with your age.

Compare prices from several insurers because rates will differ between companies.

Which are the top term life insurance companies?

There are over 1,000 insurance companies and many of then are highly-rated offering competitive pricing for term life coverage.

However, each year the Insurance Information Institute releases a report that shows the insurance groups and companies that have issued the most term life insurance policies and premiums for the previous year for individuals purchasing term life insurance. Here’s where you can review the best term life insurance companies.

Compare Term Life Insurance Online Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

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