Affordable Life Insurance Protection for Your Family
Are You Looking to Buy a Term Life Insurance Policy without an Agent?
If so, you’ve come to the right place.
Actually, purchasing your life insurance direct online without going through an agent is easier than you might expect.
In fact, there’s three highly-rated insurance carriers offering easy, affordable coverage you can apply for direct online – Safe and Secure.
Benefits of Term Insurance with No Agent
Comparisons of Insurance Companies Offering
Term Life Insurance without an Agent
Top Pick – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
Top Pick – Globe Life Insurance
Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children
Buying Term Life Insurance Direct without an Agent
Buying your life insurance direct from an insurer, either online or over the phone can be a fast and easy way to get insured.
Nowadays, most life insurance companies allow you to get a free quote and purchase your insurance policy online.
It saves you time and it saves the insurance carrier money.
The online quoting process is often much faster than purchasing insurance through an agent, so if timing is a factor for you, going direct may be the best option.
Since insurance companies are saving money by not having to pay a fee to the insurance agent, they can pass those savings back to you. Which means you pay a lower monthly premium.
Direct Assistance from Life Insurer
The insurance company can also assist you in understanding the policy benefits, finding the right coverage, filling out the application, understanding policy options and provide continuing support and assistance on your life insurance policy.