Affordable Life Insurance Protection for Your Family

Top Life Insurance Ratings

If you are shopping for life insurance you may be looking for the best, most financially sound insurance company.

 

Life insurance ratings are an indication of how financially secure an insurance company is and if the insurer will be able to pay their claims.

 

Insurance Rating Agencies including A.M. Best review the financials of insurers in order to assign a financial strength rating to the insurance company, which indicates the insurer’s ability to meet their financial obligations, and pay their claims.

 

What are the Top Ratings for Life Insurance?

 

A.M. Best is the most experienced rating agency for insurance companies, having been in business since 1906


Its Financial Strength Rating is recognized worldwide as the benchmark for assessing and comparing the financial stability of insurance companies. 


To enhance the usefulness of ratings, A.M. Best assigns each rated (A++ through D) insurance company a Financial Size Category (FSC). 


The FSC is designed to provide a convenient indicator of the size of an insurance company in terms of its statutory surplus and related accounts. All that means is that you’ll have additional peace of mind that the insurance company you’re dealing with is financially sound and healthy. 

 

What the Top Financial Ratings for Life Insurers Mean 

 

  • A++ and A+ (Superior) — Assigned to companies that have, in A.M. Best’s opinion, a superior ability to meet their ongoing financial obligations to their life insurance policyholders. 
  • A and A- (Excellent) — Assigned to companies that have, in A.M. Best’s opinion, an excellent ability to meet their ongoing financial obligations to their life insurance policyholders. 
  • B++ and B+ (Good) — Assigned to companies that have, in A.M. Best’s opinion, a good ability to meet their ongoing financial obligations to their life insurance policyholders. 

 

Life Insurance Quotes

 

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Top Life Insurance Ratings


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