Affordable Life Insurance Protection for Your Family

United Omaha vs AARP New York Life

If you’re looking for senior life life insurance with guaranteed approval, you’ll want to read our review comparing United of Omaha to AARP New York Life.

United of Omaha offers people age 45 to 85 guaranteed issue life insurance coverage.  There is no medical exam required and you won’t have to answer any health questions.

Your coverage can never be reduced or canceled for the life of the policy due to your health or occupation as long as your premiums are paid.

How Does United of Omaha Compare to AARP Life Insurance? 

United of Omaha has a longer free look (money-back guarantee) period of 60 days. And, people over age 80, and under age 50, can get insured. In addition, United of Omaha has lower rates compared to AARP for guaranteed acceptance life insurance.

United of Omaha offers you up to $25,000 of life insurance with no exam and no health questions asked.

Here is an overview of life insurance coverage offered by AARP/New York Life and United of Omaha:

United of Omaha

  • From $3,000 up to $25,000 of Life Insurance Protection
  • No Medical Exam - Simple Application
  • No Health Questions Asked
  • 60 day Money-back Guarantee
  • No Waiting Period. Buy Direct
  • Rates as Low As $8.80 per month
  • Coverage Amount Never Decreases
  • Premium Never Increases
  • Builds Cash Value You Can Borrow Against
  • Guaranteed Approval 
  • A.M. Best financial strength rating: A+ (Superior)
  • Available for Ages 45-85

AARP Life Insurance

  • Coverage Amount: Up to $25,000
  • No Medical Exam
  • No Health Questions
  • Guaranteed Rates that will Never Increase
  • Permanent Insurance You Can Keep Your Entire Life
  • 30 day Money-back Guarantee
  • A.M. Best financial strength rating: A++ (Superior) for New York Life
  • Available for Ages: 50-80 (AARP Members Only)
  • Not Available to Residents of New Jersey or Washington


If you are looking for a guaranteed issue life insurance policy for people ages 45 to 85, at more competitive rates, from a life insurance carrier that has a Superior rating for financial strength, United of Omaha may be the option for you.

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United Omaha vs AARP New York Life


Disclosure: Compensated Affiliate