Affordable Life Insurance Protection for Your Family

United of Omaha vs Colonial Penn

How Does United of Omaha Compare to Colonial Penn? 

United of Omaha offers people age 45 to 85 guaranteed issue life insurance coverage.  There is no medical exam required and you won’t have to answer any health questions.

Your coverage can never be reduced or canceled for the life of the policy due to your health or occupation as long as your premiums are paid.

United of Omaha has a higher financial strength rating which means a safer, more secure insurance company. United of Omaha has a longer free look (money-back guarantee) period of 60 days. And, people under age 50 can get insured.

United of Omaha offers up to $25,000 of life insurance with no medical exam and no questions.

Here is an overview of life insurance coverage offered by Colonial Penn Life Insurance and United Omaha Life Insurance. 

United of Omaha

  • From $3,000 up to $25,000 of Life Insurance Protection
  • No Medical Exam - Simple Application
  • No Health Questions Asked
  • 60 day Money-back Guarantee
  • No Waiting Period. Buy Direct
  • Rates as Low As $8.80 per month
  • Coverage Amount Never Decreases
  • Premium Never Increases
  • Builds Cash Value You Can Borrow Against
  • Guaranteed Approval 
  • A.M. Best financial strength rating: A+ (Superior)
  • Available for Ages 45-85

Colonial Penn Life Insurance for Adults

  • Coverage Amount: Up to $25,000 (Varies)
  • No Medical Exam
  • 30 day Money-back Guarantee
  • Number of Policyholders: More than 800,000
  • A.M. Best financial strength rating: A- (Excellent)
  • Available for Ages: 50-85

If you are looking for a guaranteed issue life insurance policy for people ages 45 to 85, at more competitive rates, from a life insurance carrier that has a Superior rating for financial strength, United of Omaha may be the option for you.

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Final Expense Plans provide the security and protection you and your loved ones need, when they need it most. You can help protect your loved ones from the financial burden of paying for your final expenses.

Final Expenses Life Insurance (also known as funeral or burial insurance) is a type of life insurance policy providing $2,500-$25,000 of protection, a simple application form and hassle-free underwriting. 

Your final expense policy death benefit is paid to your beneficiary of choice tax-free. You can choose the amount of coverage that is right for you.

Final expenses insurance coverage can help you provide your loved ones with the money needed to help pay for your burial, funeral, headstone, memorial service, and any other final costs associated with your passing.

According to the 2017 funeral price survey by the National Funeral Directors Association, the average cost of an adult funeral is $8,755.00. This is based on the most commonly selected items for a traditional funeral including a casket and vault. 


Final Expense Life Insurance Quotes 


Top Pick – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


Highly Recommended – Colonial Penn

Colonial Penn offers guaranteed acceptance final expense life insurance for people age 50 to 85. Choose up to $25,000 of coverage. There's no medical exam and no health questions.

United Omaha vs Colonial Penn

Disclosure: Compensated Affiliate