Affordable Life Insurance Protection for Your Family

Where Can I Buy Burial Insurance?

Do You Want to Buy a Burial Insurance Policy to Cover the Cost of Your Final Expenses?

If so, it may be easier than you thought to get the coverage you need.

Burial expenses insurance can provide the funds needed to make sure your family and loved ones are not left with the financial burden of paying for your burial and funeral.


Where Can You Buy a Burial Life Insurance Policy?

As with other types of insurance you can contact a local insurance agent, or meet with a reputable insurance broker who can direct you to the best insurers for burial coverage.

There are many burial insurance companies out there, but you want to make sure you choose a quality company that has a high financial strength rating, so you can count on the benefit being paid out to your beneficiary upon your passing. 

It’s quick and easy for you to request a free price quote for burial insurance online.

Get a FREE Quote


Burial coverage is simply a small life insurance policy that provides the amount of coverage necessary to cover the cost of your final expenses.


How Much Does a Burial Cost?

According to a survey conducted on behalf of the National Funeral Directors Association (NFDA) the average cost of a burial and related expenses is around $8,000 in the US. 

These final costs may include a burial, burial plot, headstone, funeral, memorial service, flowers, burial casket and transportation, among other things.

Burial insurance is also known as funeral insurance or final expense insurance. 


How Much Burial Insurance Can I Buy? 

Most burial policies offer up to $20,000 of coverage. However, Mutual of Omaha offers up to $25,000 of insurance.

And, you may buy a policy from more than one insurance company, if you need more coverage.


Do I Have to Take a Medical Exam?

No. There is no health examination required to qualify for the purchase of a burial plan.


Will I Have to Answer Any Questions About My Health?

Guaranteed issue burial insurance plans offer coverage with no health questions asked


What If I Have a Pre-Existing Health Condition? 

There are burial insurance policies with guaranteed approval.  

If you meet the age requirements, you cannot be turned down for a policy, as long as you live in a state where the insurer is licensed to do business, and offers the guaranteed issue burial plan in that state.

Age requirements may vary by insurer. 

For example, some carriers offer coverage with guaranteed approval to people ages 45-75, 40-80, or 45-85.


Which are the Best Burial Insurance Companies?

There are many insurance carriers offering burial coverage in America. 


Some of the leading providers of burial expense life insurance plans include:

  • Mutual of Omaha – Offers up to $25,000 of coverage for ages 45-85 (50-75 in NY).
  • Gerber Life – Offers up to $25,000 of coverage for ages 50-80.
  • MetLife – Offers up to $20,000 of coverage for ages 45-75.


Can I Buy Burial Life Insurance on My Spouse?

Yes, you may purchase a burial expense policy for your spouse, too. 

Since you have an insurable interest in your spouse, you have the option to get insurance on him or her. 

Insurable Interest means you either rely on the person for financial support, or you stand to lose financially if the person were to die.  

And, if your spouse passed away, you would likely be paying for the cost of the burial.


What If I Change My Mind After Purchase? 

That’s okay. Your policy comes with a money-back guarantee. The length of the guarantee depends on the insurance company and the state in which you live. 

For example, Mutual of Omaha provides you with a 30-day money-back guarantee. So, you have no risk and nothing to lose.


Burial Insurance Quotes


Top Pick – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

Where Can I Buy Burial Insurance?

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Disclosure: Compensated Affiliate