Where Can I Buy a Life Insurance Policy without Answering any Medical Questions?
If you’re looking to purchase life insurance coverage and you don’t want to answer any questions at all about your health, there are plans available to provide you with the insurance you need.
However, no medical question life insurance, commonly referred to as "guaranteed issue" has a few limitations.
Limitations of Guaranteed Issue Policies:
Now that you know about the short-comings of these plans, you probably want to compare the leading insurance carriers offering guaranteed issue life insurance.
Review of Life Insurance Companies with
No Medical Questions
United of Omaha
As long as you pay your premiums, only you can cancel your coverage.
Keep in mind, if you need more than $25,000 of coverage, you may purchase a policy from more than one life insurance company.
Life Insurance with No Medical Questions
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
United of Omaha offers guaranteed protection for seniors, people with health issues and those who have been turned down for life insurance by other insurers. If you’re between the ages of 45 to 85 you cannot be denied coverage.
Highly Recommended – Met Life
Met Life offers guaranteed acceptance life insurance for people age 45 to 75. Choose from $2,500 up to $20,000 of coverage. Rates start as low as $10 per month. There’s no medical exam and no health questions. You cannot be turned down.