20 Year Term Life Insurance
What is 20 Year Term Life Insurance?
A 20 Year Term Insurance Policy is a type of life insurance coverage that provides protection for a specified period of time, in this instance it would be 20 years.
It’s an easy way to provide for your family if you pass away prematurely. In most cases you can qualify for coverage without a medical exam.
After 20 years you can choose to renew your term insurance policy at the premium for your age at that time.
Your option to renew your policy is usually guaranteed without taking a physical until age 65. Or, you may be able to convert your policy to a whole life insurance policy until age 65.
This type of policy can help you provide protection for your family for future long-term expenses. Examples may include your home mortgage and future college tuition for your children.
Get a Free Quote for 20 Year Term Life Insurance
You may even qualify to purchase 10, 15, 20 or 30 year term life insurance with no medical exam required, just some health questions for you to answer.
Term Insurance is pure protection. There’s no cash value that builds within the policy. So you get the maximum protection for the lowest cost.
With Level Term Life Insurance your rate is guaranteed to remain the same for the entire 20 year period. Your rate won’t increase and your coverage will remain the same for the full twenty years.
Term Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
Highly Recommended – Haven Life
- Get up to $1,000,000 of affordable term life insurance today
- Apply online in under 20 minutes, start coverage today
- Backed by MassMutual, rated A++ by AM Best
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
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