Compare Term Insurance No Exam Policies

Do you want to compare term insurance no exam plans from the leading carriers offering you the best coverage at the most competitive prices?

If so, you can get your free quotes for up to $1,000,000 of no exam term life insurance from an "A++" rated insurer. There’s no medical exam required, just a few health questions. If you qualify, you may start your life insurance policy today.

Get a Free Quote for No Exam Term Insurance


What is no exam term insurance?

No exam term life coverage is temporary life insurance offering you protection for a term of 10, 15, 20 or 30 years. There’s no cash value build up inside the policy. You pay for and receive only life insurance, no investment. If you outlive the term of your policy, your life insurance expires.


What should I consider when comparing term life no exam policies?

When you are shopping for your life insurance with no exam required, make sure you look at the following:

  1. The amount of life insurance available.
  2. The life insurance premiums.
  3. How many years are your rates guaranteed to remain the same?
  4. The financial rating of the insurance company.


Also, ask if you can renew the policy when it expires. You may find that you need life insurance for a longer period of time than you expected, if your situation changes, for example, if you get married, buy a home, start a family, etc.


NOTE: Each life insurance policy comes with a "Free Look" period which acts like a money-back guarantee. It usually provides you with 10-30 days (depending on your state and the insurer) to return your policy for a full refund of premiums paid.


Compare Term Insurance No Exam Quotes


Top Pick – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.


Highly Recommended – Wholesale Insurance
Buy up to $400,000 of term life insurance online with no medical exam required. People age 20 to 65 may qualify for coverage. Wholeslae Insurance offers no exam life insurance through Sagicor Life which is Rated "A-" (Excellent) by AM Best for financial strength. Sagicor Life was founded in 1840. If approved, you may start your life insurance policy within 24 to 48 hours. Get your free life insurance quote now.


Highly Recommended – Efinancial
Answer one form and you'll get up to 12 Instant Life Insurance Quotes from over 77 top-rated companies. Save up to 75%. Efinancial offers quotes from Fidelity Life which provides up to $500,000 of life insurance with no medical exam, if you qualify. Request your free quotes for term life insurance.


Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance

  • Coverage for Adults or Children

  • No Medical Exam. Just a Few Y/N Health Questions

  • Free Information. No Phone Required. No Waiting

Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.


For more information, Review these Articles on Life Insurance No Medical Exam Coverage:


Compare Term insurance No Exam Plans


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