Affordable Life Insurance Protection for Your Family

Compare Term Insurance No Exam Policies

Do You Want to Compare Term Insurance No Exam Plans from the Leading Carriers Offering You the Best Coverage at the Most Competitive Prices?


If so, you can get your free quotes for up to $2,000,000 of no exam term life insurance from an "A++" rated insurer.

There’s no medical exam required, just a few health questions.

If you qualify, you may start your life insurance policy today.

Start Your FREE Quote


What is No Exam Term Insurance?


No exam term life coverage is temporary life insurance offering you protection for a term of 10, 15, 20 or 30 years. There’s no cash value build up inside the policy. You pay for and receive only life insurance, no investment. If you outlive the term of your policy, your life insurance expires.


What Should I Consider When Comparing Term Life No Exam Policies?

When you are shopping for your life insurance with no exam required, make sure you look at the following:

  1. The amount of life insurance available.
  2. The life insurance premiums.
  3. How many years are your rates guaranteed to remain the same?
  4. The financial rating of the insurance company.


Also, ask if you can renew the policy when it expires. You may find that you need life insurance for a longer period of time than you expected, if your situation changes, for example, if you get married, buy a home, start a family, etc.


NOTE: Each life insurance policy comes with a "Free Look" period which acts like a money-back guarantee. It usually provides you with 10-30 days (depending on your state and the insurer) to return your policy for a full refund of premiums paid.


Compare Term Insurance No Exam Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.


Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.


For more information, Review these Articles on Life Insurance No Medical Exam Coverage:


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Disclosure: Compensated Affiliate