Affordable Life Insurance Protection for Your Family

Compare Term Insurance No Exam Policies

Do you want to compare term insurance no exam plans from the leading carriers offering you the best coverage at the most competitive prices?

If so, you can get your free quotes for up to $2,000,000 of no exam term life insurance from an "A++" rated insurer. There’s no medical exam required, just a few health questions. If you qualify, you may start your life insurance policy today.

Get a Free Quote for No Exam Term Insurance


What is no exam term insurance?

No exam term life coverage is temporary life insurance offering you protection for a term of 10, 15, 20 or 30 years. There’s no cash value build up inside the policy. You pay for and receive only life insurance, no investment. If you outlive the term of your policy, your life insurance expires.


What should I consider when comparing term life no exam policies?

When you are shopping for your life insurance with no exam required, make sure you look at the following:

  1. The amount of life insurance available.
  2. The life insurance premiums.
  3. How many years are your rates guaranteed to remain the same?
  4. The financial rating of the insurance company.


Also, ask if you can renew the policy when it expires. You may find that you need life insurance for a longer period of time than you expected, if your situation changes, for example, if you get married, buy a home, start a family, etc.


NOTE: Each life insurance policy comes with a "Free Look" period which acts like a money-back guarantee. It usually provides you with 10-30 days (depending on your state and the insurer) to return your policy for a full refund of premiums paid.


Compare Term Insurance No Exam Quotes


Top Pick – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best


Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.


Highly Recommended – Efinancial

Answer one form and you'll get up to 12 Instant Life Insurance Quotes from over 77 top-rated companies. Save up to 75%. Efinancial offers quotes from Fidelity Life which provides up to $500,000 of life insurance with no medical exam, if you qualify. Request your free quotes for term life insurance.


Highly Recommended – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join over 4.4 Million Policyholders.
  • No Phone Required. No Credit Required.
  • Coverage in force is over $91 billion.
  • A.M. Best rating is an A (Excellent) as of 7/21.


For more information, Review these Articles on Life Insurance No Medical Exam Coverage:


Compare Term insurance No Exam Plans

Compare Term Insurance No Exam

Term Life No Exam


Disclosure: Compensated Affiliate