Smoker Affordable Term Life Insurance

If you smoke or use tobacco products it’s important to shop and compare quotes for term life insurance before you buy. Rates for tobacco-users can vary by 50% or more between life insurance companies.

Did you know that medical research has found that smoking shortens the life span of men by 14.5 years and of women by 13.2 years? Yes, cigarettes can shorten your life.

The rate for smokers life insurance is higher than non-smokers, sometimes by as much as $100 per month, or more.

Smokers and tobacco users can get affordable rates on term life insurance by comparing life insurance quotes online from several leading life insurance companies that specialize in insuring smokers and tobacco users.

• Consider term life insurance which may cost you 2-3 times less than permanent life insurance.

• Buy life insurance while you are young and healthy, rates increase with age.

• Quit smoking to get a non-smoker rate for your life insurance policy. Insurers may adjust your rate to non-smoker once you have quit for 1-2 years.

• Compare life insurance quotes from several insurance companies because rates vary by insurer.

Smoker Affordable Term Life Insurance Quotes

Top Pick - Your Life Insurance Carrier
You will be asked to fill out a form which takes about a minute, then you will receive the five lowest quotes for term life insurance from a network of leading life insurance companies.

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